I. Background and significance of the policy
With the acceleration of the pace of life and the intensification of environmental pollution, infertility has gradually become a difficult problem for many families. As an important means of solving infertility problems, assisted reproductive technology (ART), with its high cost, has deterred many families. Therefore, the inclusion of assisted reproduction in medical insurance is of positive significance in alleviating the financial pressure of infertile families and promoting the increase of fertility rate.
The conditions and scope of medical insurance
Shanghai has set certain conditions and scope for the inclusion of assisted reproduction in medical insurance. Generally speaking, couples need to meet certain conditions such as age, health status and desire to have children. Meanwhile, the assisted reproductive technologies included in the medical insurance also include common treatments such as in vitro fertilization (IVF) and artificial insemination (AI). The specific conditions and scope need to be understood in detail according to the medical insurance policy in Shanghai.
Three, the implementation and impact of the policy
Shanghai assisted reproduction into the implementation of the medical insurance policy, will make more infertile families benefit. On the one hand, it reduces the financial burden of families by lowering the cost of treatment; on the other hand, the implementation of the policy also increases the popularity of assisted reproduction technology, so that more families can try and successfully solve the problem of infertility.
Fourth, the need to pay attention to the problem
While the inclusion of assisted reproduction in the medical insurance is a good news, families need to pay attention to some issues while enjoying the policy. For example, it is important to choose regular medical institutions for treatment to avoid the risks associated with improper treatment; at the same time, it is also important to understand the specific provisions of the health insurance policy to ensure that they can enjoy the benefits of the policy.
In summary:
The inclusion of assisted reproduction in Shanghai's health insurance is a positive policy adjustment that will bring real help to infertile families. While enjoying the policy, families also need to pay attention to choosing regular medical institutions and understanding the specific provisions of the health insurance policy.
Legal basis:
The People's Republic of China*** and the State Social Insurance Law
Article 27 stipulates:
Individuals who participate in the basic medical insurance for employees and reach the legal retirement age when the cumulative contribution reaches the state specified number of years, will no longer pay the basic medical insurance premiums after retirement, and will be entitled to the basic medical insurance benefits in accordance with the state regulations; not reaching the state specified number of years, can pay the basic medical insurance premiums; not reaching the state specified number of years, can pay the basic medical insurance premiums. If they have not yet reached the nationally stipulated number of years, they can pay contributions until the nationally stipulated number of years.
Methods of Shanghai Municipality on Basic Medical Insurance
Article 6 stipulates:
The basic medical insurance system of the city includes basic medical insurance for employees and basic medical insurance for urban and rural residents.
Shanghai Municipal Bureau of Medical Security Notice on Further Improving the Management and Services of Basic Medical Insurance for Assisted Reproductive Technology Programs in the City
(Note: This document is a specific notice or regulation issued by the Shanghai Municipal Bureau of Medical Security on the inclusion of assisted reproduction in the medical insurance system, and since the content of the document will change over time, the specific terms are not listed here and need to be consulted according to the actual situation.