Buying a house should have a clear goal
Rational and planned consumption is a prerequisite for buying a house. Before buying a house, should be based on their own income, expenditure and other realities to determine the appropriate property. May not have to buy a large house, may not have to buy three rooms and two halls, may not have to duplicate the room and so on, may not have to one step. Rather, they should start from their own actual situation, careful planning, choose to meet their own living needs of housing is good, to avoid unnecessary extra burden, and cultivate a rational, gradient of consumption is more important.
Accumulation of down payment for buying a house
The accumulation of down payment for buying a house is the key to purchasing a house. First of all, the initial set a goal, for example, after graduation within five years to pay a down payment, then in order to achieve their goal, a reasonable allocation of their income. Set aside a fixed portion of your money each month and create a regular fixed amount plan. Because if you open a regular fixed amount of mandatory savings plan, then every month must be fixed to put forward a sum of money, which means that the available funds must be reduced, then consumption can be more rational. The accumulation of little by little is a fortune. In addition, it is also recommended that you borrow the down payment from your parents and return it later to shorten the accumulation time and reduce the potential cost of price increases.
Screening the scope of the purchase
Choose a property that suits you - buy a home within your means. Small area, small down payment, the total price of the bottom of the building is suitable for young people. Purchase of commercial housing is best in the proximity of the unit to work, otherwise, now young people can not feel the tiredness of the long way to go, and so on older, it will be too late to regret. It is recommended to buy a second-hand small house in the city center or a newly opened small house. The advantages of second-hand small houses are convenient transportation, mature supporting facilities, and relatively favorable prices; in addition, because the mobility of young people's work is still quite large, so consider a suitable place for transportation, even if the job change and relocation, travel can still be convenient. The advantages of newly opened small apartments are more reasonable house types, higher living comfort and relatively high future return on investment.
Selection of living environment
(1) It is not enough to buy a house only to see one of the highlights of a certain property, but also to consider other factors, such as the type of house, the internal environment, the physical management services, the cost of living, and so on.
(2) To see what road the neighborhood is adjacent to, what the surrounding population is like, and whether the developer has done soundproofing, noise reduction, and dust-proofing on the building.
(c) the sand plate is beautiful, and not sure that the real estate is beautiful, the real estate is beautiful should ultimately realize and sand plate consistent, when the model from the sand plate into the real scene, the need for developers to have such a team of execution, it's professionalism, degree of intention, ideas, building materials, and so on. So do not be confused by the sand table.
(d) Building spacing. Floor spacing is wide to protect the owners of life serenity, privacy, broad vision, but also a platform to create a landscape, but did not make good use of the platform to create a landscape resulting in serenity, privacy, comfortable environment, it is equally not a good neighborhood. On the contrary, the spacing is not particularly wide, but it has such a concept and team to create a beautiful, comfortable, healthy environment, also called a good neighborhood.
(E) look at the neighborhood green, recreational and other facilities are sound.
Travel time considerations
The cost of travel time should also be considered before purchasing a home. Because it is easy to see that the cost of time and transportation across the city is becoming more and more expensive. A commuter who drives a car or takes the bus spends an average of two hours a day in transportation, or about a month a year in a car. If these two hours spent each day are pooled together for a month of continuous riding in a car or a month of sleepless driving, one can appreciate the considerable amount of time involved. Conversely, if this time is spent at work or in other ways, even more benefits can be created. If the timeframe is further enlarged to 30 years, the value of the time cost becomes staggering. Therefore, friends who want to buy a home are reminded that grasping the 5-kilometer living circle is an effective parameter for measuring the benefits and quality of home purchase. The smaller the cost of expenditure, the more cost-effective the purchased home is indicated. In this way, the extra money paid after buying a house will be less and less.
Learning common sense when buying a home
Before buying a home, it is best to learn some real estate basics. Homes because of the huge amount of money involved, paying for it is a more specialized act. If you are able to do so, you can hire a professional to advise you, such as a lawyer to provide professional help in subscribing to a house, paying a deposit and down payment, and signing a contract for the purchase and sale of commercial properties.
Understanding the cost of purchasing a home
After determining the goal and scope of the purchase, some of the basic costs of purchasing a home must be calculated in advance, although these costs may not seem much on the surface, and some of them are fixed, but when combined with the total price of the house later, they are still a lot of money.