Fosun United Good Pregnancy Star is one of the few products that can cover both surgical failure and complications, and with a 2-year coverage period, it comprehensively covers pregnancy. The claim threshold is low and 2 failed surgeries will be paid.
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Compared with the lump-sum products, the reimbursement-type products such as EasyPregnancy and Taikang Wish Pregnancy IVF Insurance have higher coverage. If you have a higher budget, you can consider EasyPregnancy, which offers 500,000 coverage with unlimited reimbursement; and if you have a lower budget, you can consider GoodPregnancy IVF Insurance, which offers 200,000 coverage with a higher threshold for reimbursement, requiring three consecutive failed clinical pregnancies to reimburse for upfront medical expenses. Both do not cover third-generation IVF technology.
ZhongAn IVF insurance premium is the cheapest, the basic version of the 30-year-old premium is only 3,700, 3 consecutive pregnancy surgery failure can be compensated 18,000.
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