If the insurance product, just consider it according to one dimension? Whether it can meet their needs. Whether young or old, as long as the health of the standard, you can buy the same product, the only thing to look at is whether it meets their needs. Also, the renewal issue mentioned. All medical insurance, no matter which insurance company, no matter whether it is ordinary million medical, or mid-range medical, high-end medical, are not guaranteed renewal, only some products are guaranteed to be renewed for 5/6 years, after the expiry of the expiry of the policy will face a problem? Can the policy be renewed. Because we have to recognize that this year's health is not the same as last year's health, which is why medical insurance is a short-term insurance. If the product as above can meet your needs, the price is also suitable, then you can rest assured to start, of course you can also look more.
China Life's Million Dollar Peace of Mind insurance age is zero to 60 years old, in this age range of healthy people can be as the object of insurance, the product for the crowd is relatively wide, from newborns to the elderly can be insured, but in the senior crowd is more difficult to insure. The product is a one-year product, the protection period is one year, the payment period is also one year, and the product has a waiting period of 30 days, the product is with the occupation of one to four categories, beyond the occupation category can not be insured. Medical insurance is divided into preferred and premium models, on the basis of which, China Life Property and Casualty Insurance has also added? Special Needs Edition design, which extends the scope of medical treatment in the special medical department, international department and VIP department of public hospitals of the second level and above. To meet consumers' needs for choosing their own coverage, ? Special Peace of Mind? ***There are 12 combination options available, allowing consumers to match the program that suits their protection needs and budget planning.
Products in the insurance threshold is low, the insurance only need to fill out a health questionnaire, and no physical examination and then insured 30 days later, whether it is a major or minor illnesses, as long as the costs incurred in the medical treatment of more than the deductible can be paid, and there is no limit to the disease. The product breaks through the social security restrictions, whether it is imported drugs, domestic drugs or high-end medical equipment, as long as the treatment is necessary and reasonable can be reimbursed. The product is very comprehensive in terms of coverage, including alcohol medical expenses and five categories of critical illnesses, and specific outpatient expenses can be covered if they meet the terms and conditions of the payment criteria. The premium is only a few hundred dollars per year, you can get up to 3.3 million yuan of general medical insurance, as well as 3.3 million of major medical expenses insurance, the product is very cost-effective.