Your own critical illness insurance depends on how old you are. There are too many products, including consumption, savings, life-long and regular. What do you want? The minimum living allowance should be above 300,000. There is also accident insurance, preferably both accidental injury and accidental medical treatment.
As for buying for children, it is actually a priority for serious illness, followed by medical insurance and accident insurance, and finally consider savings-based financial insurance. One depends on your budget and the other on your preferences. If China Life doesn't recommend it, the claim settlement is really a problem (one of my clients also bought China Life, and there is something wrong with the claim settlement, so he goes to court). Ping An's cost performance is too poor. Not recommended, you can consider products from Huaxia, Taikang, Tianan and Tongfang Global. , cost-effective, our brokerage company sells the best products.