Insurance age: children born more than 30 days and discharged from hospital healthily-64 years old, and the maximum renewal age is 74 years old.
Insurance period: 1 year
Nationality requirements: a natural person who has lived in China for a long time and is in good health and meets the insurance requirements stipulated by us.
Permanent residence requirements: the residence time exceeds 240 days from the effective date of the contract (excluding) to the year before the insurance accident (excluding).
Waiting period: During the waiting period (90 days), if the insured suffers from a security disease, he will not bear the insurance liability, and will return all the insurance premiums paid without interest, and the contract will be terminated.
Renewal: there is no waiting period for renewal, and the insurance will not be renewed or the premium will be raised separately because of the insured's physical condition.
Main exclusions:
1, past diseases
2. Expenses incurred by the insured for any diagnosis, treatment and service in China (excluding domestic medicine expenses).
3. The claim did not meet the requirements of long-term residence in China.
4. The expenses incurred by the insured before the treatment plan is authorized and issued.
5. The expenses incurred by the insured for receiving treatment beyond the authorization of the treatment plan.
6. Translation fees and communication fees unrelated to going abroad for treatment.
7. For a detailed list, please refer to the terms and conditions.
I found the above from their official website, I hope I can help you ~