1, medical insurance
Medical insurance is a part of social insurance, there are rural cooperative medical care and urban residents medical/employee medical insurance. It is the basic security for our residents.
2, outpatient medical
This is one of the broadest insurance responsibilities in medical insurance, which can protect the insured outpatient medical expenses due to illness and accidental injury. It is generally underwritten on a group basis.
3, accidental injury medical insurance
Accidental injury medical insurance is mainly responsible for the insured's medical expenses due to accidental injury. It is one of the types of medical insurance. Accidental injury medical insurance is generally used as an additional responsibility of accidental injury insurance (basic insurance), individuals and groups can participate in the insurance, without the need to check the insured person's health
4, hospitalization medical insurance
Hospitalization medical insurance coverage is the insured person due to illness or accidental injury requires hospitalization medical expenses, not responsible for the insured person's outpatient medical expenses, can be group insurance The hospitalization medical insurance can either be in the form of compensation payment or in the form of fixed payment.
Medical insurance, generally referred to as basic medical insurance, is a social insurance system established to compensate workers for economic losses caused by the risk of illness. Through the employer and individual contributions, the establishment of a medical insurance fund, the insured person sick visit medical expenses incurred by the medical insurance organization to give them a certain amount of financial compensation.
Legal basis: Article 28 of the Social Insurance Law of the People's Republic of China
Medical expenses in accordance with the basic medical insurance drug list, diagnostic and treatment items, standards of medical service facilities, as well as emergency and rescue, shall be paid out of the basic medical insurance fund in accordance with state regulations.
Article 29 of the Social Insurance Law of the People's Republic of China
The portion of the medical expenses of the insured that should be paid by the basic medical insurance fund shall be settled directly between the social insurance administration organization and the medical institutions and drug business units. The administrative departments of social insurance and the administrative departments of health shall establish a system of settlement of medical expenses for medical treatment in other places to facilitate the enjoyment of basic medical insurance by insured persons.