How to buy Property All Risks, Public Liability and Employer's Liability Insurance?

The property and expenses insured under property all risks insurance can generally include: buildings (including renovation), machinery and equipment, office supplies, storage items, debris removal costs, fire fighting costs, etc. Property All Risks Insurance provides a wide range of coverage. The insured's compliance with the agreements in the insurance policy is a prerequisite for the P&C insurance company to assume liability. On the basis of the property all risks insurance, after the consensus with the PICC, the PICC can add a number of additional provisions to increase the degree of protection for the insured.

Public Liability Insurance mainly covers the financial liability of the insured for personal injury or death and property damage caused by accidents within the insured's geographical area while engaging in production, business or other activities, which should be borne by the insured according to the law. Public liability insurance is precisely to meet the needs of the above risks.

Employer's liability insurance is an insurance policy that covers the insured's liability for disability, death or other losses caused by accidents or occupational diseases of the employees hired by the insured during the period of employment and while they are engaged in the relevant work. Coverage is available for 8 hours of work and commuting time, and can be extended to 24 hours. Includes death, disability, temporary incapacity, compensation for lost wages, hospitalization costs, and legal fees for legal disputes.

For more information, please visit Hou Xiaobo Insurance Studio.