The country is not allowed to do offline financial management, the new network loan regulation also clearly stipulates that the p2p financial management is limited to online. p2p as an important part of the Internet financial, should use the Internet technology to save the operating cost of the enterprise, to improve the efficiency of the operation, and should vigorously develop online. The p2p financial companies on the line are more and more, the ranking is okay. If you want some insurance, you need to spend more time to examine, and even be brave enough to try, relatively speaking, the whole industry is still in a relatively good time.
The function of the gas treasure is divided into boards, a piece of gas discounts, both to provide instant gas service (discounts are small but instantly recharge to the account), installment gas service, according to the length of the period, enjoy different discounts, the customer pays a fee, the gas treasure recharge to the gas card on a monthly basis.
The other piece is to provide financial management, but its financial management is not a POP method, that is, not like other platforms point-to-point lending, but the platform is concentrated for the hospital's newly purchased medical equipment loans, with the nature of the financial leasing. If such services are provided to high-quality medical institutions, its rate of return is considered reasonable and has a certain degree of security.
Investing in finance is actually not difficult to say difficult, not simple to say simple. For people who know how to manage money, they have already come to a conclusion about which financial products to buy and how to allocate their money, almost without much consideration. But for those who don't know how to manage money, even if they have the intention of managing money, they will always hesitate, and as a result, a lot of time is wasted. You know, do financial management, time is money, do not fully grasp the time, then it is a waste of money.
1, to pick financial products, then we must start from their own situation, to take into account their own economic ability and risk tolerance. Not the higher yield financial products is the better, choose the right financial products, get a steady income is the right way of financial management. When you pick a financial product, its risk level, safety, liquidity and so on are all to be considered. Of course, its return profile must also be taken into account.
2, if the money is not much, and do not want to bear too much risk, and also need to use the money at any time, then you have to choose the capital preservation, current financial products, such as currency funds, treasury bonds reverse repurchase, and bank deposits and so on. These are the ones you should choose when picking financial products.
3, and if you have more sufficient funds, and liquidity needs are not large, and can withstand a certain degree of risk, then you can pursue some high-risk high-yield investment, like stocks, gold, futures, etc., are you in the direction of selecting financial products can choose.
4, summary: to be clear about the risk appetite, if you can not tolerate a loss of more than 10%, do not go to buy stocks, futures, foreign exchange and other high-risk financial management. To be clear about whether their funds need liquidity, some financial products have high returns, but poor liquidity. You can look at the bank in the Internet finance issued deposit products, higher than the general deposit bank, some products liquidity is also good.