Immigrants living in Australia is a happy and enjoyable thing, Australia's immigrant life benefits, health care is a large proportion of the advantages of the Australian immigrant life, I talk about the precautions in the life of Australian immigrants as well as the interpretation of the health care system.
Introduction to Australia's healthcare system
Compared to other developed countries, the average life expectancy of Australian residents is relatively long, with 78 years for men and up to 83 years for women. This can be attributed in part to Australia's excellent healthcare system.
In 1984, Australia established a Medicare system that applies to the majority of its citizens and covers surgery, hospital services, and prescription drugs. Most health care programs are funded by government taxes and are free of charge. Data show that the Australian government funds about 70% of the nation's healthcare costs. Of this, 67% is spent by the federal government and the remaining 33% is spent by local governments. There are three main national health care programs in Australia, which are the General Medical Insurance (GMI), the Drug Reduction Scheme (DRS), and the fee waiver policy for the use of private health care facilities. In addition, about half of Australian citizens will also choose a commercial insurance for themselves to get a broader and more comprehensive health care coverage, covering dental care, eye care, podiatry, body physiotherapy and so on. Once purchased, the government will reimburse 30 percent of these costs either in the form of health funding or direct bill payment.
Introducing health insurance in Australia
Australia is an "all-insurance country", and you can't get around without insurance. The healthcare system is different from that of China, and is divided into two main branches: public*** and private. So, accordingly, health insurance is also divided into two major parts: national health insurance and private health insurance.
1. National Health Insurance
People living in Australia - except Norfolk Island - are eligible if they have one of the following conditions:
? Australian citizenship
? Permanent visa
? New Zealand citizenship
? Permanent Resident status
? Have applied for a specific Permanent Resident Visa
? A valid visa authorizing you to work in Australia
? Hold a valid visa and have a parent, spouse or child who is an Australian citizen
? Hold a valid visa and have a parent, spouse or child who is a permanent resident
With this insurance, access to a doctor is free in most cases, including Bulk Bill-supported family doctors, public hospitals and some specialist outpatient clinics. Australia's Commonwealth Healthcare System covers hospitals, outpatient clinics and pharmaceuticals.
In short, Medicare is provided by the government and is only available to Australian residents and permanent residents. This is a bolt from the blue for us international students. Without insurance, you will be overdrawn on your living expenses in a minute. There's a private health insurance scheme that can help us:
2. However, high-income Australian citizens (individuals earning more than A$7.7 & families earning more than A$154,000 per year) are required to purchase private health insurance, or else they will be charged a 1% surcharge on their personal income tax. here are some of the things that public healthcare doesn't cover, but private healthcare can help to alleviate the burden:
? Medical checkups required by life insurance, pension companies, or other member organizations (such as insurance companies, employers, or government agencies);
? Non-clinical medical treatment such as cosmetic treatments;
? ambulance costs (in some areas the state government provides free ambulance services for retired and low-income people or residents of the state, e.g. Qld and Tasmania);
? most dental check-ups and treatments;
? most physiotherapy, prosthetics, chiropractic and home care costs;
? Acupuncture (unless recommended by a physician);
? Myopia glasses and contact lenses;
? Hearing aids;
? Home care;
? Medical expenses incurred by the cardholder outside the country.
Notes on immigrant life
Language exchange and communication. English is the official language of Europe, so it is best to learn English in advance before immigrating, at least for simple daily work and life communication. This kind of immigrant language learning, the more test English learning is still very different, basically in the learning process for grammar and sentence requirements are not high, the most important thing is to complete the daily communication and exchange. The most important thing is to complete the daily communication and exchange. For native English speakers, even if they use the wrong words or grammar, they can still understand what the other side is saying according to the situation, so they can reduce the time spent on grammar and sentence learning.
Learning about local habits and customs. The difference between the habits and customs of different countries is very large, especially in terms of etiquette, if you do not learn in advance, it is easy to cause unnecessary misunderstandings, and will even involve personal property safety and life safety. Therefore, it is important to know the local living habits and etiquette well before immigrating. The easiest way is to contact the Chinese people who have immigrated to Australia in advance. Nowadays, many regions in Europe have large Chinese communities, so if you want to immigrate the whole family, it is better to live in a Chinese community, which can facilitate the communication between children and parents.
In addition, the price level in Australia is still high compared to the domestic market, so it is important to understand the local prices before you migrate, and make sure that your savings can support a certain amount of time for normal living expenses. If the young people to migrate, it is best to find a job in the local. Generally speaking, people with higher professional skills are relatively more popular in Australia, and the wages are relatively high, and the prospects for development are also relatively good.
1. It's best not to talk about rabbits when communicating with Australians
When communicating with Australians, it's best not to talk about rabbits, but to talk more about sports, traveling, and so on. Australians believe that rabbits are an unlucky animal and have very specific taboos against them.
2. Remember to be punctual and pay attention to your instrument
Australians are very courteous and pay close attention to the etiquette of the public **** place, and they never make a lot of noise in the public **** place. Newcomers to Australia need to pay special attention to this point, never because of the fresh or surprised, etc. in the public shouting.
The Australians are very easy-going and pay close attention to their public behavior. Most of the men do not have beards and are dressed in suits for formal occasions, while the women are dressed in blouses and skirts.
In Australia, social occasions, taboo stretching, yawning and other small movements. In addition, many Australian men do not like to hold shoulders or hug tightly and other actions.
Australians have a strong sense of time, dating must be contacted in advance and on time to the appointment, the most appropriate gift to the hostess to bring a bouquet of flowers, you can also send a bottle of wine to the host. Australians have a strong sense of time. It is a taboo to be late for an appointment or not to have prior contact.
3. Business is not negotiated at the table
Similar to many Western countries, Australia is a country that emphasizes equality. Australians don't like to tell people what to do or speak in a commanding tone.
Eating with business partners is simply having a meal, which is different from the table culture that is popular among Chinese businessmen. Newcomers should not assume that business is better when they have had a meal with a business partner. In the eyes of Australians, business cooperation and friendship do not need to be built on the dinner table.
4. Don't take photos of children
Don't take photos of children under the age of 14 in Australia, as the law states that it is illegal to take photos of children without parental consent. In addition, don't touch children's heads, etc. This is a sign of affection in China, but may be considered a violation in Australia.
There are many more taboos and etiquette in Australia that newcomers to the country will come to know. It is best not to bring some of your domestic habits to Australia, respect others, pay attention to proportion, don't try to probe other people's privacy, and keep a distance, so it will be easier to be welcomed by Australians.