Not long ago, Taiping Life launched a new type of proton and heavy ion medical insurance, called Quality Anxin 2021 proton and heavy ion medical insurance. Many customers are attracted because of the price and insurance coverage advantages of the previous 2019 version.
So does this product have great protection? Should it be configured?
1. How is Taiping Anxin’s 2021 proton and heavy ion medical insurance coverage?
Proton and heavy ion is a value-added service that is often included in medical insurance. So what are the functions of the value-added service? Woolen cloth?
"What are the "value-added services" in medical insurance? Are more value-added services better? 》
After understanding it, let’s return to our topic, with the highlights first.
Quality Anxin 2021 Medical Insurance
As can be seen from the product picture, it is obvious that this is an insurance that specifically protects protons and heavy ions, and will not involve general medical and critical illness medical insurance. Now Let’s take a closer look at this product guarantee!
1. Proton and heavy ion protection is more comprehensive
Let me introduce proton and heavy ion technology in detail: proton and heavy ion radiotherapy refers to the use of proton and heavy ion technology for radiation against malignant tumors. Treatment is an internationally recognized cutting-edge technology of radiotherapy. This technology can release a large amount of energy in tumor lesions to kill cancer cells. At the same time, this method releases less energy during the process of passing through the human body, so it causes less damage to normal human cells.
In 2016, the medical market in Japan grew at an alarming rate. In 2016, the number of outbound medical tourists exceeded 500,000, an increase of more than 500% compared to 2015. The medical market in Japan is booming. It should be said that the technology is more mature than that in our country, and the charges are still much lower than the quality of cancer protons and heavy ions in our country.
In recent years, the World Health Organization (WHO) has made a comparison of the global medical level, and Japan has been ranked first in the past few years; Japan’s dedicated proton and heavy ion treatment facilities The quantity and technical level are excellent, so everyone likes to go to Japan for cancer treatment.
According to the analysis results given by relevant industries, my country has not introduced many proton and heavy ion therapy equipment, and the existing treatment experience is relatively small. Compared with proton and heavy ion therapy in other countries, it still has certain advantages. distance, which is mainly reflected in the following two aspects:
One reason is that the number of institutions that use proton and heavy ions to treat diseases in our country is relatively small, and the number of cases is not that large, which makes our country The medical staff engaged in the proton and heavy ion center lack practical experience.
To put it another way, my country's proton and heavy ion centers currently have certain limitations in treating patients. They tend to treat some early-stage, single-lesion patients, but almost no patients with mid-to-late stage lung cancer.
Currently, many medical insurances only provide domestic proton and heavy ion medical coverage, and the compensation amount is only 1 million. Let’s take a look at this quality-safe 2021 proton and heavy ion medical insurance product. It not only covers specific domestic hospitals 100% compensation ratio of proton and heavy ion. Of course, it also provides 100% compensation ratio guarantee for 21 Japanese designated proton and heavy ion medical institutions.
If you value more high-quality proton and heavy ion technology, at present, many medical insurances are unable to meet this protection requirement. However, this Taiping Anxin 2021 proton and heavy ion medical insurance can cover To a certain extent, comprehensive and comprehensive protection measures are provided for this purpose.
2.? The renewal conditions are poor
The renewal conditions of this Taiping Anxin 2021 Proton Heavy Ion are not very good. Regarding the renewal, it is uncertain. If Once this product is discontinued or the insured reaches the age of 60, we will no longer be able to purchase this product. We have carefully discussed with some medical insurance companies on the market that do not guarantee renewal, but can extend the policy up to 100 years old. If you compare it, you can find that its renewal conditions are really even worse. Therefore, it is almost impossible for you to expect this insurance to provide you with long-term and stable protection.
The conditions for renewal are very important. Interested friends can read this article carefully:
"How to renew medical insurance and what should I pay attention to?" One article analysis! 》
2. Is Taiping Anxin 2021 proton heavy ion medical insurance worth buying?
Based on the above analysis, Taiping Anxin 2021 senior students believe that everyone should not use this product as the only one. Medical insurance, but it can be used as a supplementary insurance to comprehensive million-dollar medical insurance.
And the global epidemic has not subsided this year. Under such circumstances, going abroad for treatment is inherently risky, not to mention that it is now difficult to go to Japan for treatment.
So during this period, I do not recommend everyone to buy this medical insurance. Faced with a million-dollar medical insurance with comprehensive protection and practical value-added services, it is worthy of people's attention.
"The ranking of the top ten million-dollar medical insurance is newly released!" 》
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