2. The reimbursement ratio is different: Class A is medical insurance 100% reimbursement; Class B is partially reimbursed by medical insurance and partially paid by itself. Class C is a completely self-funded drug.
3. Different prices: the price of Class A drugs is relatively low, and the price of Class B drugs can be adjusted everywhere, which is higher than the price required by Class A drugs; Class C has no uniform formula, so its price level is quite different, and the cost of some specific drugs will be much higher.
4. Different logo colors: In the medical insurance catalogue, although both Class A and Class B are OTC, the colors are different. Class A is usually marked in red, and Class B is marked in green.
5. Different sales channels: Class A drugs are usually sold only in pharmacies, while Class B drugs will have more sales channels, such as pharmacies, merchants and other approved places.
6. Different prices: Class A drugs have a unified formula and the price is relatively low; The price of Class B can be adjusted everywhere, which is higher than that of Class A; Class C has no uniform formula, so its price level is quite different, and the cost of some specific drugs will be much higher.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.
Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.
Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.