(a) the death and disability compensation limit is 110,000 yuan;
(b) the medical expenses compensation limit is 10,000 yuan;
(c) the property damage compensation limit is 2,000 yuan;
(d) when the insured person is not responsible for the death and disability compensation limit for the no responsibility is 11,000 yuan; the no responsibility medical expenses compensation limit is 1,000 yuan; the no responsibility property damage compensation limit is 100 yuan. yuan; the limit of indemnity for non-liability medical expenses is $1,000; and the limit of indemnity for non-liability property damage is $100.
Legal basis:
The Regulations on Compulsory Insurance for Motor Vehicle Traffic Accident Liability, Article 20, Paragraph 1 stipulates: "If the insured motor vehicle is involved in a road traffic accident that causes personal injury or death of the vehicle's personnel or victims other than the insured, or property damage, the insurance company shall compensate for such injury or death according to the law, within the limits of liability of the compulsory insurance for motor vehicle traffic accident liability. Compensation.
Death and disability compensation limit and disability compensation limit under no responsibility for compensation for funeral expenses, death compensation, the victim's family members to carry out the cost of transportation funeral expenses, disability compensation, disability equipment costs, transportation costs, expenses, rehabilitation, the spouse's living expenses, accommodation, loss of wages, the insured person according to the court's decision or mediation of the responsibility to pay compensation for moral damages.
Within the scope of medical expense compensation and non-liability medical expenses, the insured is responsible for the compensation of medical expenses, consultation expenses, hospitalization expenses, hospital meal allowance, necessary and reasonable follow-up treatment expenses, orthopedic surgery expenses and nutritional expenses.
Article IX of the insurance motor vehicle in one of the sub-clauses (a) to (d) of the circumstances of traffic accidents, resulting in the need to rescue the victim injured, the insurer received written notification of the public security organs of the traffic management department and the medical institutions issued a list of rescue costs, the State Council, the State Council, the competent department in charge of health to formulate the clinical guidelines for trauma in traffic accidents and the national standards of basic medical insurance for review.
For the rescue costs in line with the provisions of the insurer to pay in advance within the limit of compensation for medical expenses. If the insured is not liable for compensation in a traffic accident, the insurer shall pay in advance within the limit of liability for compensation of medical expenses. The insurer shall not be liable for advance payment or compensation for other losses or expenses.
The insurer shall be responsible for compensating funeral expenses, death compensation, transportation expenses incurred by the victim's relatives for the funeral, disability indemnity, disability aids, nursing care, rehabilitation, transportation, living expenses of dependents, accommodation costs, lost wages, and compensation for moral damages in accordance with the court's decision or mediation under the limit of compensation for death and disability and the limit of compensation for non-responsible death and disability.
The insured shall be responsible for compensating the medical expenses, consultation fees, hospitalization fees, hospital meal subsidies, necessary and reasonable follow-up treatment fees, cosmetic surgery fees, and nutritional expenses under the limit of compensation for medical expenses and the limit of compensation for medical expenses for which the insured is not liable.
Article 9 The insured motor vehicle in one of the circumstances of this article (a) to (d) of the occurrence of traffic accidents, resulting in injuries to the victim in need of resuscitation, the insurer in the public security organs of the traffic management department of the written notice and the medical institutions issued a list of the cost of resuscitation, in accordance with the State Council, the competent health department of the State Council, the organization of the formulation of the clinical guidelines on the traumatic injury of traffic accidents and the national standards for basic medical insurance. Verification.
The insurer will pay for the resuscitation expenses in accordance with the regulations within the limit of compensation for medical expenses. If the insured person is not responsible for the traffic accident, the insurer will advance the payment within the limit of compensation for medical expenses without liability. For other losses and expenses, the insurer is not responsible for advancing and compensating.
(i) if the driver is not qualified to drive;
(ii) if the driver is drunk;
(iii) if the insured motor vehicle is stolen during the period of the crash;
(iv) if the insured person intentionally creates a traffic accident.
The insurer shall have the right to recover from the injured party the cost of salvage advanced.