Can I get reimbursed for myopic surgery? Commercial insurance?

Nearsightedness surgery is not reimbursable under commercial health insurance. Nearsightedness surgery is generally considered cosmetic surgery and is not covered by commercial health insurance for diseases. Do myopia surgery is to remove the glasses more beautiful, and other under-eye retina, such as retinal detachment, macular degeneration and other lesions are not the same, they are included in the ophthalmic diseases, has seriously affected the vision is reimbursed by health insurance.

Definition of commercial insurance:

Commercial insurance (commercial insurance) is a form of insurance that is operated for profit through the conclusion of an insurance contract and is operated by specialized insurance companies. Commercial insurance relationship is a contractual relationship voluntarily concluded by the parties, the policyholder under the contract, pay premiums to the insurance company, the insurance company according to the contract agreed upon the possible occurrence of accidents due to the occurrence of the property damage caused by the liability to compensate for the insurance premiums, or when the insured person's death, disability, disease, or to reach the agreed upon age, the period of time to pay the insurance premiums liability. The so-called social insurance is a social security system that collects insurance premiums to form a social insurance fund, which is used to provide basic livelihood protection for members of it who are incapacitated or lose their job opportunities due to old age, sickness, maternity, disability, death and unemployment.

Definition of life insurance:

Life insurance is an insurance policy that takes the life and body of a person as the subject of insurance. When people suffer from unfortunate accidents or due to illness, old age so as to lose the ability to work, disability, death or retirement in old age, according to the agreement of the insurance contract, the insurer pays the insured or beneficiaries of the insurance or annuity, in order to solve the financial difficulties caused by illness, disability, old age and death.

Definition of Comprehensive Accident Insurance:

Comprehensive accident insurance means that the policyholder pays the premium to the insurer according to the contract, and the insurer bears the responsibility of compensating for the property damage caused by the occurrence of accidents that may occur according to the contract. It is like an invisible umbrella, in the case of suffering an accident caused by force majeure factors after the injury of a compensatory protection. There are many types of insurance, the general public is more enthusiastic about the "three insurance", "five insurance", but for special types of work and special events people will choose for sudden, force majeure factors of accident insurance.