The significance of promoting social security card in Ministry of Human Resources and Social Security lies in unifying accounts, information and salary base, and it is no longer necessary to ask the insured for certificates and bank cards when distributing various benefits.
The social security card has an avatar, an ID number, a bank card number and so on. At present, the application scenarios of social security cards are more and more extensive. According to the plan, the social security card is first activated by medical insurance and distributed to everyone, and then gradually extended to other types of insurance such as pension, work injury and unemployment. However, due to the sudden separation of medical insurance from the People's Social Security Bureau and the establishment of medical insurance bureau, Ministry of Human Resources and Social Security can no longer guide medical insurance to promote the use and distribution of social security cards. Therefore, in the past year or so, Ministry of Human Resources and Social Security has promoted
Therefore, the pension insurance should gradually pay the pension insurance premium to the financial account on the social security card, which is a national requirement.
The general trend is that pensions must be in banks bound by social security cards, but different cities have different requirements. Tianjin requires that pensions must be transferred to banks bound by social security cards before the end of this year (2020). The second-generation social security card is still being used this year, so it will be updated to the third-generation social security card from this year to next year, which is more widely used and more convenient. You don't need to insert a card to withdraw money from an ATM, just stick it in the designated area and swipe your card, so you don't have to worry about being swallowed by the machine.
There are two ways to change a pension (other bank) into a social security card. The first way is to go to the bank to make changes, and the second way is to make changes on the mobile phone. Download human social security, click personal rights and interests, click social security media change, and change the pension to the bank bound by the social security card. Generally, the 22nd of next month will be changed to the data collection period of the bank. If the social security card doesn't get paid this month, you just need to get the pension from the original bank card, and you can get the pension from the social security card next month.
If you think it is convenient for the bank that pays pensions now (the location is close to home), go to the current bank and apply for a new social security card, then the pension will be bound to this new social security card. The bank card bound by the original social security card is only used as an ordinary bank card and no longer has the function of a social security card.
In fact, all social security cards now have the UnionPay logo, that is, you can get your pension by taking your social security card (which has been bound to your pension) to any bank ATM with the UnionPay logo. It is more convenient to limit two transactions per month without handling fees.
Retirees should constantly learn the functions of mobile phones, such as financial management, and buy them on mobile phones instead of going to the bank. For example, you can transfer money to your other bank card. For example, you can get a discount of 10 30 yuan by binding your bank card to participate in activities, or you can take the bus at 1 cent. For example, you can use silver flash to pay for coupons and irregular red envelopes in 3 yuan for one week, such as a reduction of 0.0 1-2 yuan. It's not greedy for petty gain, but to increase fun and master the operation of surgery and bank cards skillfully.
When you retire, go to the social security office for retirement procedures and provide a bank account (commercial bank) for issuing pensions, and then the monthly pension will be transferred to your bank card;
Social security cards include medical cards and old-age cards. The medical card is used for bookkeeping and reimbursement of social security when seeing a doctor. The old-age card is an exclusive bank card (also a one-card card). It can take the bus and enter some parks for free. It is also sent to this card when the government issues subsidies. You can't withdraw money, you can only use a credit card.
First, let's make sure what your problem is.
You said the pension was not in the social security card. I understand that your monthly pension has not been credited to the financial account of the social security card. Instead, transfer to a debit card or savings account of another bank.
If so, it doesn't matter. Because at present, social security funds in many places have not transferred the pensions of retired employees to the finance of social security cards. As long as it doesn't affect your pension, it doesn't matter. Never mind.
In addition, according to the national policy, in recent years, local social security organs have been adjusting the distribution channels of pensions. Transfer the pension to the financial account on the social security card. But this needs a process. You can wait for the notice and tell everyone how to deal with it. . In fact, it makes no difference to everyone where it is sent, and it will not be affected.
If the social security agency emphasizes the need for adjustment, it is not too late to make adjustments again.
Is it necessary to change the pension if it is not in the social security card?
I don't know what the subject said is to replace. The pension is not in the social security card, but the relevant departments do not need to put the pension into the social security card. At a certain time, the relevant departments will put the pension into the social security card. What is the "replacement" mentioned by the subject? Is it to replace the social security card?
The initial pension of retirees is in the salary card used by the original unit. In order to pay the salaries of retirees and employees respectively, some units provide pensions to retirees by opening another bank.
For example, when I was on the job, my salary was received from the Agricultural Bank of China. Six months after retirement, the competent department of retirees will change the retirement fee of retirees to the postal savings bank.
Retirees' pensions will be uniformly distributed by the social security department after two or three years in the Postal Savings Bank, and then transferred to the Industrial and Commercial Bank of China for collection.
These acts are done by the unit in charge of retirees according to the instructions of the local government, not by individuals. The reason for switching from banks is to balance the business volume of local banks, and also for the sake of local financial departments.
Since the pension of retirees before 20 19 10 entered the social security card, our pension was transferred from ICBC to another bank.
Nowadays, receiving pensions is handled by using social security cards at ATMs or business halls of banks. The medical insurance pension is already on a card.
Whether the pension (retirement pension) is included in the social security card is not a personal decision, nor can an individual do it. The department that issues pensions will give you a social security card, which you can collect from the social security card and the salary card before you retire.
If the salary is paid by the bank or directly credited to your social security card account after retirement, the unit will inform all the people involved, so don't worry.
In 20 19, Ministry of Human Resources and Social Security made it clear in the Notice on Comprehensively Promoting the Application of Social Security Cards in Endowment Insurance that new and existing pensions will be issued by the end of 20 19, and social security cards will be issued by the end of 2020. Therefore, as long as the current pension has not been issued by the social security card, it should be gradually transferred to the social security card. Unless an individual does not have a social security card, of course, this possibility is almost zero. # Wealth Management Competition Season 3 #
The social security card issued now is the second generation social security card. 1 social security card was started in Shanghai on 1999 with the establishment of basic medical insurance for employees, which is also commonly known as medical insurance card. Mainly used for medical insurance card personal account consumption, hospitalization or outpatient reimbursement. It's an old-fashioned magnetic stripe card, which has insufficient security and is easy to be copied. In recent years, most areas have stopped using it.
The second generation social security card was launched on 20 12. It is a chip-encrypted social security card with many advantages such as stronger confidentiality. In order to save costs, Ministry of Human Resources and Social Security cooperated with major banks to issue corresponding social security cards. The social security card records personal name, head portrait, ID number and other information, which can effectively distinguish whether it is for personal use. In the past, the social security card was actually just a cold social security card with extremely limited information.
The second generation social security card also has the function of bank financial account. This is an ordinary bank card with the function of social security card. In order to encourage the enthusiasm of banks, all social security benefits of human and social departments will be distributed through the financial account of social security cards. This is more secure, and the accuracy is high because the bank financial account and social security card are activated at the same time.
The third generation social security card is a non-contact device, that is to say, you can read information without inserting a card, as long as it flashes from the information reading device. Relatively speaking, the promotion of this social security card does not have much advantage, and the biggest advantage is the electronic social security card.
Electronic social security card is actually a corresponding relationship with our personal social security card. After handling the electronic social security card, you can use the electronic social security card to handle various social security services through your mobile phone. After the second encryption of the mobile phone, it is safer and more convenient, and there is no risk of losing the card.
Some people are also worried, what if the social security card is lost? Will it be troublesome to reissue the card? Especially some old people, who have lived in different places for a long time, do they still need to go back to their hometown? Regarding these problems, the human and social departments have solved them one by one.
The state requires that by the end of 2020, at least two fast card-issuing outlets should be set up in administrative areas above the county level, and more than 70% of the areas with social security cards rank first. I tried to handle it on the spot. If all goes well, it will take a few minutes or so. On the issue of handling affairs in different places, according to the State Council's guidance on accelerating the "inter-provincial universality" of government services, before the end of 20021,China will realize the application, activation, renewal, temporary loss reporting of social insurance cards in different places, that is, nationwide universality.
Therefore, it will become more and more convenient in the future, and there is no need to worry that the social security will concentrate all functions on the social security card.
Our retirement salary here is not on the social security card, but on the bank card. Yesterday, during the Double Ninth Festival, solatium 500 was also sent to WeChat wallet through WeChat transfer. Social security card is actually a medical insurance card. No need to change!
When going through the retirement formalities, the social security department or social security administrator will ask you to leave your permanent address, and then open an account with your ID card in a local designated bank. This account is mainly discount and card, not all banks can have both. Then you fill in all the information of the bank's account opening bank at that time on the form or feed it back to the notification department later. If there is no such bank near your residence or long-term residence, you may choose to transfer money between several banks, so you need to provide the bank code.
Downward, the social security department will transfer the pension to this account within a fixed period of 1 to 2 days per month. If you open this account for mobile banking or SMS notification (charging), you will receive SMS notification if the account amount changes. You don't have to go to the bank to check whether the money has arrived. Mobile banking and WeChat can also open their own inquiry services.
The next step is to use the financial account of the social security card to issue pensions. This is not the initiative of retirees themselves. This is the unified arrangement of the social security department. At present, the medical insurance refund funds of Jinan Social Security have been paid in the medical account of social security card, and those living in different places have been paid in the financial account. Maybe one day, you will suddenly receive a notice that the pension has been paid in the social security card, or there is no notice. On the day of pension payment, the account has not been issued. At this time, you should check the social security card again, and the money has already entered.
The second generation social security card has the function of 102. As a retiree, it is often used for ID card, pension, medical treatment, medicine purchase and bank card. You can bind the social security card with your mobile phone.
The pension was not credited to the social security card. Do you need to replace it? It must be replaced. Starting from 20 19, the retirement pension must be paid to the social security card, but not to other bank cards. Pensions are uniformly distributed to social security cards, mainly to unify accounts, information and salary base.
There is no social security card when I retire. How to replace? If the card tied to other banks is not a social security card when you retire, you can bring your ID card and social security card to the local community affairs acceptance service center for card replacement. After the replacement, it will take effect from the next month, that is, from the next month, the pension will be paid to the card you replaced (that is, the social security card).
What if the social security card has no financial function? Since the second generation of social security cards, social security cards have integrated medical insurance and financial functions. If your social security card has no financial function, it should be the first generation social security card. You can apply for a new card at the local social security bureau or apply online. You can get a new card in 0/5 working days.
What if the social security card is not activated? The social security card is not activated and cannot be used. It can be activated in the following ways: ① On-site activation: When the Social Security Bureau receives a new card, please ask the current staff to help activate it; ② Bank: activate the bank on the social security card and set the passwords for medical insurance and finance; ③ Hospital: When you go to the hospital, you can ask the hospital staff to help you activate it; 4 Pharmacy: When buying drugs or medical supplies in the pharmacy, please ask the pharmacy to help activate them;
Note: after receiving the social security card, it needs to be activated within half a year, otherwise the use of the social security card will be restricted. Is it necessary to change the pension if it is not in the social security card? This problem, now the social security card is formulated uniformly throughout the country, but the pension is still issued in the original bank card, and there is no change. However, the state requires that the pensions of retirees should be paid in the social security card in the future. So you have to activate the social security card to deposit and withdraw money. This will not affect your future pension.