Interim Measures for the Administration of Commercial Prepaid Cards?
In order to implement the above requirements, better utilize the positive role of prepaid cards in facilitating the public's small amount of non-cash payment and expanding consumption, and prevent prepaid cards from being used in money laundering, cash laundering, and other illegal and disciplinary activities, and to effectively protect the lawful rights and interests of the cardholders, the People's Bank of China has developed and issued the Measures in accordance with the ideas of standardized development and strict management, and has constructed the Measures in line with the actual situation of China's prepaid card market and the management of the prepaid card market. The People's Bank of China, under the general policy framework established by Decree No. 2 and Circular No. 25, has formulated and issued the Measures in accordance with the idea of standardized development and strict management, and has constructed a system that conforms to the actual situation of China's prepaid card market and management needs.
What is the meaning of prepaid filing?
Advance payment filing means:
About advance payment, enterprises need to deal with it separately, a part of the advance payment of money, before the export of goods to collect foreign exchange, the enterprise needs to now the foreign exchange bureau online service platform for the registration of the contract and the withdrawal of registration, in order to have the amount of foreign exchange settlement.
New enterprises first advance receipts will not yet have advance receipts quota, the enterprise needs to be registered, to the foreign exchange bureau for approval of the approved pieces, for settlement of advance receipts. Another balance, goods exported after the collection of foreign exchange, the enterprise does not need to register for the contract and withdrawals registered, directly occupy the general trade quota settlement can be.
Advance payments must be filed, all advance payments need to contract registration and withdrawal registration.
Single-use commercial prepaid card filing after what?
Single-use commercial prepaid card filed to facilitate the daily supervision and aftermath
Inner Mongolia prepaid card regulations?
In order to further strengthen the management of single-use commercial prepaid cards in our city, standardize the filing of single-use commercial prepaid cards, prevent and exclude the risk of funds, according to the Ministry of Commerce, "Single-use Commercial Prepaid Card Management Measures (Trial)" (Ministry of Commerce, No. 9 of 2012) (hereinafter referred to as the "Management Measures") and the Ministry of Commerce Decree No. 2 of 2016 to modify the requirements of the filing of single-use commercial prepaid cards, is hereby Matters related to the following:
I. Enterprises for the record
Any card-issuing enterprise engaged in retailing, lodging and catering, and residential services within the city shall apply for the record in accordance with the regulations within 30 days from the date of carrying out the business of single-use commercial prepaid cards. Group card-issuing enterprises, brand card-issuing enterprises, large-scale card-issuing enterprises to the Municipal Bureau of Commerce for the record; other card-issuing enterprises to the business registration of the flag and county business departments for the record.
(A) group card-issuing enterprises
refers to the issuance of single-use cards used within the group of the group's parent company. Group means a consortium of business corporations absolutely controlled by the same business corporation.
(2) brand card issuers
means the issuance of single-use cards used within the same brand franchise system, and owns the brand's corporate logo or registered trademark, or is authorized to own the corporate logo or registered trademark of the corporate entity with the right of exclusive use. The same brand franchise system refers to a corporate association of enterprises using the same corporate logo or registered trademark.
(C) scale card-issuing enterprises
refers to the group card-issuing enterprises, brand card-issuing enterprises other than the previous year's operating income of more than 5 million yuan or less than one year of industrial and commercial registration, the registered capital of more than 1 million yuan.
II. Industry Classification
(I) Retail Card Issuing Enterprises
1. General Retail Card Issuing Enterprises (including Department Stores, Supermarkets, Grocery Stores, and Convenience Stores);
2. Specialized Retail Card Issuing Enterprises (including Foods, Beverages, Tobacco Products, Textiles, Clothing, Commodity Products, Cultural and Sporting Goods and Equipments, Pharmaceuticals and Medical Equipments, Automobiles and Spare Parts, Motorcycles and Parts, Motor Vehicle Fuels).
3. Non-store and other retail card-issuing enterprises (including Internet retailing, mail order, TV retailing, retailing of used goods, and retailing of household fuels).
(2) Accommodation and Catering Card Issuing Enterprises
1. Accommodation Card Issuing Enterprises (including tourist hotels and general hotels);
2. Catering Card Issuing Enterprises (including formal food service, fast food service, beverage and cold drink service, and catering and distribution service);
(3) Residential Service Card Issuing Enterprises
1. Enterprises (including household services, washing and dyeing services, hairdressing and beauty services, bathing services, health services, marriage services);
2. Repair industry card-issuing enterprises (including automobile and motorcycle repair and maintenance, computer and office equipment repair, household appliance repair, and repair of other daily-use products);
3. Other service industry card-issuing enterprises (including cleaning services).
Third, the filing of the submitted materials
(a) card-issuing enterprises shall submit the following materials:
1. "Single-use Card Issuing Enterprises Filing Form"
(can be obtained from the filing authority or downloaded through the official website of the Ministry of Commerce
www.mofcom.gov.cn/aarticle/b/c/201209 /20120908362416.html);
2. Copy of Business License (copy).
(2) In addition to submitting the Record Form for Single-use Card Issuing Enterprises and a copy of Business License of Enterprise Legal Person (copy), the scale card issuing enterprises shall submit the following materials:
1. Financial statements of the previous year audited by the auditing institution (stamped with the official seal), except the scale card issuing enterprises with less than one year of industrial and commercial registration;
2. Sample of the physical card (front and back), virtual card record (front and back), virtual card record (front and back) and virtual card record (front and back);
3. Front and back), sample of information recorded on the virtual card;
3. Single-use card business management system and fund management system;
4. Single-use card card purchasing charter and card purchasing agreement;
5. Fund depository account information and fund depository agreement.
What materials are needed for prepaid card filing?
The prepaid card filing needs to go to the local commerce commission of the filing. The information required is the business license of the enterprise and the enterprise's corporate identity card and the relevant shareholders' liability rights and interests. As well as the application for the prepaid card statement and stamped with the official seal. It also needs the ID information of the person in charge of finance of the enterprise and a copy of the ID card with the official seal. Once all the formalities are completed, you can see on the website of the Bureau of Commerce that the prepaid card application has been approved. This is the time to invent prepaid cards publicly and can invent real-name prepaid cards