This is a very general question. Personally, I think it's often more relevant to talk about the "right fit" rather than the "good fit" in the case of insurance.
As most of you know, the earliest high-end medical insurance in China was introduced for expatriates working in China to meet their needs for medical treatment in China's international private hospitals. And it was later extended to Chinese executives and staff expatriates abroad to meet their needs for medical treatment abroad.
With the word "high-end" in the title, premiums are naturally not cheap, so what are the advantages over ordinary medical products?
Higher coverage: From 8 million to 63 million dollars, you don't have to worry about not having enough coverage even if you go to the most expensive hospitals. Customized options: You can freely choose the scope of coverage according to the needs of the policyholder (e.g., Global Inclusive, Global Exclusive, Greater China, etc.), as well as the free matching of deductibles. Wide choice of hospitals: Most high-end medical care is applicable to hospitals worldwide, expensive private hospitals in China, and special needs/international departments of public hospitals, such as United Family, Parkway, Concordia International, etc. Wide range of coverage: Compared to ordinary medical insurance that only covers hospitalization (some of which can be attached to outpatient), high-end medical care can cover outpatient care, maternity care, medical checkups, dentistry, vaccinations, and even eyeglasses replacement. Direct payment: This is a major feature of high-end medical care. In ordinary medical insurance, one pays the medical expenses in advance and is reimbursed afterwards. In contrast, high-end medical care, as long as you use your medical card, you will be paid directly by the insurance company, which eliminates the tedious process of first advancing and then reimbursing. Good service: good medical facilities, no queuing, focus on guest privacy, one-on-one service, emergency assistance and other services.
Specific product case by case analysis, may write a month are not finished. Here is the introduction of the general better high-end medical brand it. For the problem of buying insurance medical examination, I just happened to organize the relevant content, I hope to help you: buy insurance medical examination body test ten precautions!
One, BUPA BUPA
As the king of high-end medical insurance, I believe we will not be unfamiliar. If you want the same model as the stars, choose it.
Bupa Bupa, founded in 1947, abbreviated from the British United Provident Association (British United Provident Association), the earliest for the 17 British United Provident Association to join together to provide customers with high-quality private health insurance services, as a result of the establishment of the Bupa. Today Bupa has 32 million customers in over 190 countries. Because they have no shareholders, they invest all of their earnings to provide more comprehensive health care for their customers. As a leading international healthcare group, it provides health insurance products and healthcare services and operates nursing homes, retirement communities, hospitals, primary care, diagnostic centers and dental clinics.Bupa entered mainland China in 2006, and its current domestic partner is Yongcheng Property and Casualty Insurance Company. Bupa's global health insurance products are sold in China to meet the needs of high-end individuals who require high insurance coverage, direct payment at expensive hospitals around the world, and high-quality medical services.
Hot Products: Global Medical Insurance Series Elite Plan
Aetna
Aetna Insurance & Financial Group is one of the oldest health insurance companies in the world. 1850, the Annuity Division was opened, and life insurance business was started, and in 1853, the Annuity Division became independent and established the Annuity Life Insurance Company. Life Insurance Company. In the U.S., the company is a leader in the medical, dental, drug, and life and group disability insurance benefit industries. Starting in 1936, Aetna moved from its original focus on life insurance to begin offering the most comprehensive health insurance for groups and companies, and to provide comprehensive health insurance for groups or companies. 1993 Aetna entered China.
Popular products: Aetna Beloved Life (with four children)
Three, Allianz
As one of the world's leading financial services groups, Allianz provides insurance and asset management solutions globally, with 144,000 employees serving more than 85 million customers in more than 70 countries and territories around the world. In its three core business areas of Property & Casualty, Life & Health and Asset Management, Allianz is among the top five in 32 markets worldwide. In China, Allianz SE has established Allianz Property and Casualty Insurance (China) Co., Ltd. with its own capital, and its high-end medical insurance products are offered by Allianz Worldwide Care, which provides a large global medical direct payment network for the convenience of customers.
Popular products: Allianz Worldwide Care
Four, MSH China
MSH INTERNATIONAL was founded in 1974, is a global leader in international health insurance design and management, and is the only international health insurance service company to have obtained ISO qualification certification. With employees from all over the world and a healthcare network in approximately 150 countries, it provides high-quality international health insurance services and solutions to 275,000 expatriates in 194 countries and more than 8,000 organizations.
MSH China was founded back in 2001, and in 2005, MSH China launched China's first CIRC-approved international health insurance program. Currently, MSH China's network in China covers more than 500 top hospitals and international clinics in more than 20 large and medium-sized cities, making it the largest and most extensive direct-pay medical network in China.
Hot Products: MSH Classic Individual Global Health Insurance Plan
V. Now Health International
Now Health International is a professional international health insurance provider with offices in Beijing, Shanghai, Hong Kong, Jakarta, Singapore, Dubai and the U.K. Now Health China, in partnership with PacifiCare, provides the highest level of health insurance services to clients worldwide.
Popular products: global insurance
Six, CIGNA & CMB China Merchants Sino
China Merchants Sino Life Insurance Company Limited ("China Merchants Sino") was founded in 2003, and the current shareholders of both sides of the Sino North America Life Insurance Company and China Merchants Bank. CCM North America Life Insurance Company is a member of the CCM Insurance Group. CIGNA is a global health insurance company founded in 1792. China Merchants Bank (CMB), founded in 1987 in Shenzhen, is the first joint-stock commercial bank in China to be wholly owned by corporate entities, and ranks among the world's top 100 banks.
Hot Products: Group Insurance
7. ICBC-AXA LIFE ICBC AXA Life Insurance Co. (ICBC AXA), the world's largest bank by market capitalization, AXA AXA Group, the world's largest insurance group, and China Minmetals Corporation (CMC), a Fortune 500 central enterprise. The shareholding structure of the company is 60% owned by ICBC, 27.5% by AXA and 12.5% by China Minmetals Corporation.
Popular products: oneworld / oneworld medical insurance eight, AXA TianPing AXA TianPing
AXA TianPing full name is "AXA TianPing Property and Casualty Insurance Company Limited", is currently the largest foreign property and casualty insurance company in the Chinese market. AXA Tianping was established through the merger of Tianping Automobile Insurance, the first specialized auto insurance company in China, and AXA Group, the world's largest insurance group, with its wholly-owned property insurance subsidiary in China. Relying on AXA's strong financial strength, excellent brand value and leading professional capabilities, and integrating the rich local experience resources and service network of Tianping Insurance, the company is committed to providing timely, convenient and trustworthy insurance services to our customers.
Hot Products: Premier Global Individual Healthcare
9. CHINA TAIPING
Tai Ping Life has a long history, founded in Shanghai in 1929, and moved overseas to specialize in the life insurance business in 1956, and was one of the strongest, largest, and largest national insurance companies with the largest market share in China's modern history, and is also the longest-operating and most trusted insurance company in the Chinese insurance market. It was one of the strongest, largest and largest national insurance companies with the largest market share in modern Chinese history, and is also one of the Chinese life insurance companies with the longest operation time and the longest brand history in China's insurance market. Taiping Property and Casualty Insurance is the only insurance company operating property and casualty insurance business in China under the financial central enterprise China Taiping Insurance Group, headquartered in Shenzhen, with a registered capital of 4.57 billion yuan.
Popular products: Taiping GBG Shenzhou Preferred
Only tangential branding is done here. Specific product consultation and high-end medical program development
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Public number: Tibetan insurance cabinet live