The biggest source of gray income for teachers is from tutoring classes and "guest appearances". A university professor said he was physically and mentally exhausted after making 12 "friendly guest appearances" a week. Sometimes he felt overwhelmed in class, but he thought that his income was "hard money, reasonable". In addition, teachers outside the school to engage in a variety of forms of income generation, such as lecturing, academic reports, substitute teachers, as tutors, part-time consultants, etc., and social applications, market demand for teachers of subjects closely related to, such as economics, finance, accounting, law, foreign languages, etc., to engage in the outside of the school to generate income opportunities is more than one day at least a thousand dollars.
Doctors
This can be said to be the "gray income" of the most lucrative industry, take red packets, kickbacks and "go to the hole", has been commonplace, not surprising. Ordinary people see a doctor every day, especially a surgery, to the surgeon, helping doctors, anesthesiologists, operating room nurses to send red packets, are open secrets. A doctor said in an interview, in the hospital in this circle to receive red envelopes is a very common thing, you can ask the medical staff, as long as it is to speak with conscience, who dare say they have not received? Doctors go, mainly some high-profile doctors and surgeons, to the "lower side of the hospital" to go once, into the account of one or two thousand dollars is a common occurrence, while the famous hospital doctors can get five thousand to ten thousand. Eating ** kickbacks is another form of "gray income" in the medical profession.
Fund managers
In addition to the normal annual salary and year-end awards, fund managers also have a piece of hidden income, that is, in accordance with what is usually called the "unspoken rules" for the operation of the gray income. In the investment research system, there are many funds will take the initiative to find fund managers, please ask them to operate on behalf of, commonly known as "external disk", that is, the public fund managers also do private equity. In addition, the fund manager's own money will also be operated directly through the accounts of relatives or other more hidden accounts, commonly known as "rat warehouse". Due to tens of billions to hundreds of billions of public funds as a backing, enjoy the advantage of first buy first sell, fund managers own "rat warehouse" annual return rate of about 10 times.
The tour guide
Now many tour guides in travel agencies have no salary at all, and there is only a symbolic give a little. The travel agency not only does not give the guide pay, and even asked the tour guide according to the capitation fee to the travel agency a small amount of money. "Eating kickbacks" is one of the main sources of "gray income" earned by mainland tour guides. The rate of rebates offered to tour guides and drivers for tourist commodities generally ranges from 20% to 50% of the amount of purchases, and at the same time, they often have to pay tour guides and travel agencies a "capitation fee" and a "parking fee". Therefore, although sometimes tourists have long lost the desire to shop and shopping may be, guides and drivers still want to pull the tour group to the stores, because as long as enough time to stop, the store will have to pay according to the number of people. "Sometimes see a big group of hundreds of people came, we are more nervous. If you don't get a job, you'll have to pay thousands of dollars in headcount and parking fees." Beijing Badaling Great Wall at the foot of a pearl store owner said helplessly. His helplessness is not dare to offend tour guides and drivers, or else in the future tour guides have a "good group" will not go here again "guide".
Car insurance loss adjuster
Society knows that the insurance company loss adjuster is a fat, although their monthly salary is two or three thousand yuan, but because the loss adjuster has the right to determine the degree of insurance decisions, and even pay or not pay in their hands, so the gray income has become a common occurrence. Customers take the initiative to throw their arms around is to lose more money, and some loss adjusters behind the repair shop or car owners to reach some kind of agreement, in accordance with a certain percentage of the amount of fixed loss commission. Individuals with low work ethic may also be very obvious to ask for compensation, or else set a special low, the compensation is not compensated. Some insurance companies are not too perfect management, a case of only one loss adjuster out of the scene, which is more loss adjuster subjective treatment of the amount of compensation to provide an opportunity to take advantage of. For example, an original front glass of a thousand dollars, you can report fifteen, and the owner of the car to discuss, change an original, that 500 is their own, if the owner is not willing to give you that 500, you will give him a general, the initiative in your hands, you can talk in order to come to the money, which is also known as your insurance industry gray income.
Funeral industry
Today, even the funeral industry has become a profiteering industry, much to people's surprise. The death of a loved one at home, the family would rather spend more money, the aftermath of some of the scenery, is the objective reason for its profiteering. Owners tend to look at the deceased's family psychology, open a variety of charges. An import value of only hundreds of dollars of urns, resold to the hands of the families of the deceased, immediately became hundreds of dollars, thousands of dollars. A funeral parlor in a short period of time, has in this way to earn profiteering more than a hundred thousand dollars. In addition, there are a number of charges, such as the name of the body fee, carry the body fee, small hall fee, and often arbitrarily raise the charges, the use of its monopoly position in the industry, forced to die family members of the expenses, and in some cases, but also to make the problem, so that the families of the deceased had to send red packets, gifts.