Reliable, to the expiration date worry-free protection insurance, for example, ant insurance announced a joint retail pass, PICC launched the "expiration date worry-free protection insurance", specializing in solving the problem of offline yards business sales do not fall caused by the expiration date of the food drop problem, aimed at reducing the yards business sells the end of the shelf life of the commodities generated by the business risk, but also can Protect consumers to buy assured goods. On August 29, 2018, the "expiration date worry-free protection insurance" completed the first claim.
August 27, 2018, Shi boss goods there is a small part of the unsold, with a try attitude, Shi boss will be expired goods photographed and uploaded to the retail pass on the application for claims, I did not expect that on the 2nd day, the Alipay account received a 6.39 yuan into the account.
Expanded Information
The expiration date insurance has already protected 260,000 merchants on the retail platform, and most of the expiration date protection insurance is free from the brands.
It is understood that at present, Bacchus, three squirrels, Wrigley and many other brands have provided this service. As long as the code merchant in the retail pass on the purchase of goods labeled "validity worry-free", a certain percentage of goods can be free to obtain brand-name insurance services, up to a maximum of 30% of the purchase price of the protection. For example, the system shows that 10% of the goods purchased by Mr. Shi can be included in the "expiration date" coverage.
To do such accurate prediction, behind the need for financial technology support. Gao Shengbing, the person in charge of the product of "Worry-free expiration date" of Ant Insurance, introduced that Ant Insurance, in conjunction with RetailTalk, ****simultaneously designed the category sales prediction model for different small stores.
The model can combine different dimensions such as small store area, consumption habits, crowd attributes, seasonal factors, etc., to guide how much and which goods should be imported by the yardmen on the retail pass, and if it exceeds a certain amount of money, it will also make a risk tip.
China News Service - PICC and Alipay to help "yard merchants"