1, for the enterprise to solve the capital bottleneck, especially to resolve the financing difficulties of small and medium-sized enterprises is an important way.
For the enterprise that is the lessee, financial leasing gives the lessee the autonomy to choose the type of equipment and manufacturers, and grasp the initiative to update the equipment at any time, which is conducive to reducing the risk of the lessee's technological update, equipment intangible loss increased in today's rapid development of new technologies; financial leasing so that the lessee does not have to pay a huge amount of money to buy equipment, but to pay the rent on a regular basis, which can reduce the lessee's risk in the new technology. This can reduce the lessee's capital investment in fixed equipment, the funds invested in other assets with higher yields, improve the utilization rate of funds and yield; financial leasing is usually the subject of high technology content, expensive equipment (such as medical equipment, information processing equipment, aircraft, etc.), most of which need to be imported, purchased by the lessor to avoid the lessee's interest rate, exchange rate risk; finally, because of financial leasing, the subject of the lease as a guarantee. Finally, because of financial leasing, the subject matter of the lease as a guarantee, it is simpler than bank loans.
Large enterprises, small and medium-sized enterprises are the same. In the case of financing difficulties, small and medium-sized enterprises through financial leasing, only a small amount of capital can obtain the required advanced technical equipment, and then production, while paying back the rent, greatly alleviating most of the small and medium-sized enterprises faced with technological reform in the financial constraints, and promote the upgrading of small and medium-sized enterprises equipment."
2. Provide investors with a safe investment channel with higher returns.
For the investor that is the lessor, the ownership and the right to use the leased equipment in the lease period is separated, which is conducive to the locking of financial leasing risks, sharing and control, if the lessee can not pay the rent by the due date, the lessor can recover the leased equipment, and based on the repurchase agreement with the supplier to deal with the equipment, and therefore is a safe way of investment.
3, so that financial leasing can really play its unique role different from banks and other institutions.
The leasing company according to your selected equipment manufacturers, with manufacturers to sign a purchase contract, and from the bank financing to the manufacturer of full purchase, and then leased to you, when you pay the rent to reach the contract amount, the property rights of the equipment transferred to you. Compared with the traditional bank mortgage method, financial leasing, more than a leasing company, it is this extra intermediate link to the bank and the user has brought benefits. Banks are no longer facing a large number of dispersed users but relatively centralized leasing company, which is both for the user with less investment and rapid access to the right to use the equipment provides a convenient, but also for the bank and its funds to provide a safe lending channel.
4. For suppliers, financial leasing is a form of promotion.
Financial leasing can expand the sales range of their products and improve market competitiveness.
5, reduce risk.
Any investment is risky, the risk of financial leasing comes from many uncertainties, is multifaceted and interrelated, in the business activities to fully understand the characteristics of the various risks, in order to comprehensively and scientifically analyze the risk, and formulate appropriate countermeasures. Through the financial leasing company can reduce the risk of lenders and lessors.