Far more than these two kinds of medical insurance, there are other medical insurance. Only with proper configuration can there be comprehensive medical security. Let's take a look at this raiders "which is the best medical insurance? This insurance is right! 》
First, the meaning of high-end medical insurance and millions of medical insurance
1, high-end medical insurance
The characteristics of high-end medical insurance are very obvious, which can bring consumers a better medical experience. High-end medical insurance is generally equipped with green channel service, which can save a lot of waiting time.
2. Millions of medical insurance
Its biggest characteristics are wide coverage, low premium and high leverage.
It can protect most diseases, including hospitalization expenses, outpatient and emergency expenses before and after hospitalization, outpatient surgery expenses and so on.
Second, the difference
1, insurance premium
There are thousands or tens of thousands of high-end medical insurance, and hundreds of millions of medical insurance.
2. Scope of protection
The reason why high-end medical insurance is high-end is precisely because it has the characteristics of high coverage, wide scope of medical treatment, providing high-quality medical resources and less reimbursement restrictions. Most medical care is paid directly, and millions of medical insurance needs us to pay in advance before reimbursement.
3, suitable for the crowd
Millions of medical insurance is suitable for ordinary people, and high-end medical care is more suitable for high-income people such as corporate executives.
4. Value-added services
Value-added service is the biggest difference between the two. For example, if you are sick and hospitalized, ordinary million-dollar medical insurance needs to settle the hospitalization fee before you can be reimbursed, while high-end medical insurance directly pays for you. There is even a green channel for medical treatment, eliminating the trouble of waiting in line.