One, look at the house
Note to check the house type, facilities (natural gas, heating, digital TV, broadband), orientation (preferred southeast, due south, followed by southwest, east and west), building quality (box cut, brick), property management and charges, to understand the use of the owners, there are no accidents.
Second, consulting
1, to understand the nature of the housing (commercial housing, housing, housing reform housing, affordable housing, etc., because of its nature leads to different taxes).
2. Understand the tax items and quantities in order to determine the amount of fees.
3, understand the household registration, school district, in order to settle down, the children go to school.
4, understand the transportation, living atmosphere (supermarkets, banks, medical, fitness, etc.).
5, understand the loan procedures and submission of information to facilitate the loan.
Three, signing
1, interview: interview with the owner of the house prices, agreed on the transaction of the transfer of taxes and fees. Agree on the transaction process, housing delivery standards, with a note on the list of indoor facilities and goods, indicating that the indoor inventory of furniture, appliances for the owner of the gratuitous gift.
2, check the owner's information (real estate license, ID card,) the original, the name of the property owner must be completely consistent with the owner's ID card information, such as the name of the word, date of birth and number.
3, the next decision: after confirming that there is no error, you can pay the deposit, clear responsibility for breach of contract.
4, online signing of the "contract of sale of second-hand houses" and record, keep in mind that they set the record password. In the contract agreed.
5, for the transaction funds supervision, ask for the Supervision Contract.
Four, loan
To the lending bank for consultation, verification of the lender's credit, submit the information of the identity card of myself and my spouse, and the owner to the lending bank to sign the "loan contract".
V. Closing
1. Distinguish the responsibility for the delivery of taxes and fees as well as the amount of payment.
2, housing special maintenance fund transfer.
3, pay attention to tax incentives, timely application, saving money.
4, save the Housing Authority Receipt Window issued by the "receipt of documents", which is necessary to receive the property license information.
Sixth, get the license
Bring the "receipt" and the buyer's ID card to collect in person, entrusted to another person to go through the commission notarized.
Seven, choose the intermediary agent
1, verify the agent's "business license", "real estate brokerage institutions for the record certificate", broker "license".
2, before viewing the house to the salesman to understand the housing situation.
3, before placing the order must check the real estate license, verify whether there are mortgages, guarantees, debts and other restrictions on the transfer of the problem.
4, with the agent to agree on the amount of commission.
5, written agreement with the broker service program standards and its commitment.
6, all agreements, contracts buyer must hold a copy.