The reimbursement process for rural medical insurance is relatively simple and straightforward. First of all, the patient needs to bring his ID card, two one-inch color photos and the new rural medical card, and go to the county cooperative management office where his household registration is located to apply for a referral filing procedure, to ensure the legitimacy of the process.
Next, after completing the filing, patients can go to the designated referral hospitals with their ID cards, New Rural Cooperative Medical Certificates and the referral filing procedures, and go through the hospitalization procedures. Remember, all relevant documents during hospitalization, such as copies of medical records, hospitalization statements (some in the form of invoices) and cost lists, will be crucial for reimbursement.
Finally, after being discharged from the hospital, patients need to prepare their ID card (or hukou book), New Farmers' Cooperative Medical Card, the above documents as well as the referral filing procedures, and go to the county cooperative management office for reimbursement. According to Article 28 of the Social Insurance Law of the People's Republic of China*** and the State of China, medical expenses that meet the standards of the basic medical insurance, including drug catalogs, diagnostic and therapeutic items, and medical service facilities, will be paid by the national basic medical insurance fund. Article 29 further clarifies that social security agencies will settle the medical insurance payment portion directly with medical institutions and drug operators to simplify the reimbursement process and facilitate the enjoyment of medical insurance benefits by insured persons.
Overall, the reimbursement of medical care in other places requires the provision of appropriate documents and papers in accordance with the stipulated process to ensure that your rights and interests are safeguarded. If you have any questions, it is recommended that you consult your local co-management office for detailed guidance.