Can I buy medical insurance locally with a foreign account? Do I need to go through any formalities?

Foreigners can buy health insurance in their local area. Even foreigners can buy health insurance in their home country. All you need to do is to take your ID card and go through the process. The reason for this is the fact that the normal resident's health insurance is only for one year. So you need to pay for it every year. So everyone can pay for this kind of health insurance in a different place. And there are people who work in different places, they will also pay for the health insurance in different places.

This kind of health insurance is more appropriate because it is employee health insurance. Some people will pay for a health insurance policy in their hometown and then the company will pay for a health insurance policy in their place of work so that they can have protection both in their hometown and in their place of work. In this way, they can have some protection wherever they are. In fact, it is more appropriate to have a medical insurance at the workplace.

Because the workplace is definitely a big city, and the medical resources in a big city are better. If you see a doctor here, there are definitely a lot of discounts. And then you can also get reimbursed for the medical treatment here, which is really a more convenient thing. Otherwise, it would be impossible to transfer from some small cities to big cities. Unless there are some big diseases that cannot be treated by the hospitals in the small cities, they can be transferred to the big cities. That's why so many people go to the big city to see a doctor at their own expense. It is still very inappropriate.

The policy of health insurance is different in each region, so you need to go to the health insurance bureau to ask the local health insurance personnel. They will give the most authoritative answer. The policy of medical insurance is changing every year, and there are different terms and conditions every year. So you need to check it out before you can apply for it. It is easy to apply for medical insurance, as long as you take your bank card and ID card to apply. If you don't have an employee health insurance, a regular resident's health insurance is also very useful. Ordinary residents' health insurance is more like a kind of major illness insurance. It doesn't reimburse you for outpatient care, but it does reimburse you for hospitalization. But it will reimburse a lot of money when you are hospitalized. Especially in the case of some major illnesses, the reimbursement rate is still relatively large.