High-end medical care is a commercial medical insurance that breaks through the national medical insurance. Mainly for artists, elites and other high-income groups to provide quality medical security and services. What are the advantages of high-end medical care? Next, let me explain briefly. For details of high-end medical insurance, please see: "High-end medical insurance, the terminator of difficult medical treatment!" 》
1, high coverage
As a consumer product, high-end medical care is guaranteed for one year by paying fees. The annual premium ranges from thousands to hundreds of thousands, and the insured amount is usually millions or even tens of millions.
2. There are no restrictions on the choice of hospitals.
Generally, hospitals that can be reimbursed for medical insurance are generally designated hospitals, but high-end medical care can not only choose public, private or foreign-funded hospitals independently, but also choose major foreign guest hospitals, specialized hospitals and foreign-funded medical institutions in China.
3. Various medical services
High-end medical care includes Chinese medicine and physical therapy, which is not included in general medical insurance. You can enjoy high comprehensive medical expenses such as overseas medical treatment, hospitalization, outpatient service, organ transplantation and physical examination, as well as personalized medical items such as dentistry, ophthalmology and childbirth.
If the insured sees a doctor in the cooperative hospital of the insurance company, he can still enjoy the direct payment service. As long as he swipes the card and signs, the expenses will be settled directly by the insurance company and the hospital.
4. Break through the social security reimbursement restrictions.
Insured people do not need to consider the reimbursement limit of social security when seeking medical treatment, and imported drugs, medical equipment and non-social security drugs can also be reimbursed for high-end medical care.
What high-end medical insurance is worth buying? Please read this article: "202 1 high-end medical insurance worth buying!" 》
Summary:
Although we can enjoy better medical services and security through high-end medical care, ordinary people can't afford the high annual premium. In fact, only a few hundred million medical insurance can meet the medical security needs of ordinary people every year. If you want to know which million medical insurance is cost-effective, you may wish to compare it yourself: "Super complete! Domestic popular millions of medical insurance comparison table "
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