Overcapacity for the financial leasing industry ushered in the development of opportunities
Economic growth slowed down in 2014, in the current situation of overcapacity in our country, the financial leasing industry is also facing its own industry itself, "the new normal", the transformation of the industry has become the problem faced by every financial leasing company.
The current stage of China's economic situation, for leasing companies is a very important external phenomenon.
The scale of the leasing company from 2007 to now is in accordance with the compound growth rate of 50% in the rate of growth in the economic speed adjustment, structural adjustment and transformation of the development of the environment, the leasing industry in the next few years, it is difficult to have such a growth rate. Extended growth should be controlled, the leasing industry should turn to the connotative growth of the road to development.
In determining the past seven years of rapid development is episodic growth, from 2007 to the current scale of rapid growth, on the one hand, is dependent on the increase in institutions, the increase in new institutions to promote the growth of the industry is far more than the mature leasing company's own business expansion plays a role. On the other hand, is dependent on the 4 trillion stimulus started in 2008, resulting in huge external demand leading to leasing companies to finance as a very important product to provide services, triggering rapid growth in the leasing business. "It will be more difficult to grow at a high rate again in the coming period.
Leasing industry in the context of the new normal, the industry is facing severe credit risk management and control, control risk is the lifeline of the leasing company, but also the most difficult, in the next few years, I think the credit risk is very difficult for leasing companies. Faced with such an environment and challenges, the future development of the leasing industry should focus on the following two points for the development of strategies:
First, in the process of transformation, the leasing industry as a whole, the positioning of the industry needs to be clearer and clearer. If an industry has a development, he must first have his own unique positioning, to have their own unique attributes.
Secondly, broken down into each leasing company, the CBRC has repeatedly put forward "differentiated development". On the one hand, consider the background of the company's shareholders, on the other hand, also take into account the leasing company's own ability to serve.
Now most of the financial leasing business, its profit model relies on a simple capital spread, the leasing asset value is high or low with the leasing company to earn how much money has no relationship. He said Jiangsu Financial Leasing now mainly does medical services, education services, and is now involved in developing the high-end agricultural machinery market.
When talking about the expectations of the entire leasing industry in 2015 to support the environment, I hope that the CBRC will support the financial leasing company to enter the securities market as soon as possible, as soon as possible in the stock exchange to issue shares, to increase their own capital.
Referring to the 2015-2020 China Financial Leasing Industry Market Outlook and Investment Strategy Planning Analysis Report
published by Prospect Industry Research Institute.