Ping An Financial Leasing is how to control the risk of financial leasing?

Risk control is the key to the rise and fall of the financial system, the leasing business of the wind control ability, to a large extent, determines the business performance. "At the same time as the growth of external risk pressure, but also need to face the company's faster development speed and more innovative attempts, how to protect the dynamic balance between the company's development and risk control has become an important issue."

With the current external environment of the economy continuing to bottom out and financial market risks rising, Ping An Leasing has always kept its non-performing rate within 1%, which is generally better than the benchmark and peer banks' level of risk control.

Under the guidance of Ping An Group and internal efforts, the company has formed a sound and mature risk control system, which has taken shape in terms of macro-strategy, meso-planning and micro-execution pattern, and has established a check-and-balance mechanism of compliance beforehand, prevention of credit risk operation risk during the process, and review after the fact.

In the direction of risk control management, the company pays particular attention to two points: first, human resources as the core support, focusing on professionalism and vocationalization; second, the business system as the basis for sorting out the entire business process before, during and after the lease, to control the management of the business by means of process and standardization.