With the progress of the society and the continuous implementation of national policies, people's living conditions are getting better and better, and with money in hand, they start to think about themselves as well as their families, and usually buy insurance to protect their health. There are quite a few high-end medical insurance policies on the market. Many people have heard of MSH, but they are not sure which company is MSH high-end medical insurance, and they do not know whether MSH high-end medical insurance is worth buying. What are the medical insurance policies with good coverage? Which one is worth buying? Check out the top 10 hot insurance policies from insurance companies this year: the latest list! A list of the top 20 best-selling quality medical insurance policies in the country
I. Which company is MSH?
MSH's full name is MSHINTERNATIONAL, which is a company founded in 1974, in the international health insurance management and design belongs to the leader, currently in the world with 4 regional headquarters, respectively, Calgary, Canada, Paris, France, Shanghai, China and the Middle East, Dubai 4 places. In China, in addition to the headquarters in Shanghai, there are Guangzhou, Beijing, Shenzhen and Degree branches as well as Wuhan, Suzhou and Dalian service representative offices.
Two, MSH high-end medical insurance how?
MSH high-end medical insurance is mainly divided into four coverage plans, two continental plans and two global plans, most of which are fully reimbursed, spending as much as reimbursement, no upper limit on the amount. In the outpatient column of the Chinese medicine fee and physical therapy fee cap is 5,000 yuan, and children's vaccine fee has 10,000 yuan. Since the child has to take more vaccinations, a larger amount is given, which is very humane. Secondly, there is no waiting period for maternity coverage in the contract. Usually, high-end medical care has a clear waiting period for maternity coverage, which is usually 12 months after the date of enrollment, if you become pregnant, you will not be able to get reimbursed for the delivery expenses. Therefore, if you have such a need, you should be aware that the point of time for reimbursement of maternity coverage varies from product to product. And MSH high-end medical insurance if the family together with the group purchase there are discounts, in the insurance also need to choose, is the use of public hospitals international department plus private hospitals, or to include expensive hospitals, which is not the same insurance plan.
Three, high-end medical insurance is worth buying?
Generally speaking, the medical unit with higher charges, relatively speaking, the unit's medical equipment, medical level and the medical environment and other medical resources are of higher quality, and even many of them are the world's top level. In China, there are not many expensive hospitals, only the International Treatment Center, United Family Hospital, Parkway Group, International SOS Clinic, and Matilda Hospital, which are not very numerous. Most of the private hospitals in China are not expensive hospitals, so whether to buy high-end medical insurance or not, or to combine with their own medical habits, if you do not go to expensive hospitals, you can not consider high-end medical insurance.
The most important thing is to choose the medical insurance according to their actual economic situation, do not blindly go to choose a good expensive, so that instead of putting themselves in a difficult situation.
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