Mention of high-end medical insurance, compared to the million medical insurance, it reveals three high breath "high price, medical service experience high-end, high-end protection", for the people in the medical service, it is a better environment for medical treatment, direct admission to the special needs department or international department, or even VIP department, to solve the registration is difficult, the queue is long, It solves the problems of difficult registration, long queues and cumbersome reimbursement. There is a group of high net worth insurance users in China, very interested in understanding the ranking of high-end medical insurance companies, this issue we have compiled some for your reference.
High-end medical insurance insurance company rankings (in no particular order)
1, Fosun United Insurance Company
Compared to some of the senior insurance companies specializing in high-end medical insurance, Fosun United Insurance Company belongs to the late show, is the growth period, but Fosun United Insurance Company was founded in 2017 and has grown rapidly over the years, with branches in Guangzhou, Beijing, Shanghai, Sichuan Province, Foshan, Dongguan, Jiangmen, Zhongshan, Huizhou, Guangzhou Zengcheng, Jiangsu Province, Chongqing and other first-tier cities.
Subsidiary of the Fosun United Luckily Healthy Lifetime mid-range million medical insurance, including hospitalization cost advances, critical illness green pass value-added services, good coverage responsibilities, the flexibility to choose different hospitalization deductibles, outpatient and emergency care coverage, special medical responsibility, deductibles can be selected according to their own needs, the lowest 0 yuan, can be attached to outpatient and emergency care coverage, or can be.
2, AIA Life
To bring up the ranking of high-end medical insurance companies, AIA Life definitely has a place, specifically for the middle class and high net-worth people to develop, not only the AIA Life Insurance Company and the major hospitals direct billing, not only hospitalization can be paid directly, outpatient can also be paid directly. And underwriting is relatively lax.
Under the banner of AIA Life's Transocean Worry-free High-end Medical 2021, Transocean Worry-free Peace of Mind high-end medical insurance, AIA Transocean III high-end medical are all open status, especially the premium price of this is still relatively grounded, more expensive than the ordinary million medical insurance is 2-3 times, but the conditions of slightly better dual-income families, the middle class can still afford it.
This product can be reimbursed for the coverage of AIDS, mental illness, post-operative care, emergency assistance, and out-of-hospital cancer drugs.
3, Ping An Health Insurance Company
Ping An Health Insurance Company is part of the Ping An Insurance Group, which is a popular Ping An E-Shanghai insurance 20-year version, guaranteed renewal of the 20-year version of a household name, relying on the advantages of Ping An Insurance, which has a number of outlets in the country branches such as Beijing, Shanghai, Guangdong Province, Jiangsu Province, Zhejiang Province, Shenzhen, Liaoning Province, Jiangsu Province and other provinces. The company has branches in Beijing, Shanghai, Guangdong Province, Jiangsu Province, Zhejiang Province, Shenzhen City, Liaoning Province, Tianjin, Sichuan Province, Chongqing Municipality, Hebei Province, Henan Province, Hubei Province, belonging to the domestic more successful to do quite well in the insurance company.
4, BUPA Insurance Company
High-net-worth users are concerned about the ranking of high-end medical insurance companies, in fact, BUPA Insurance Company's "BUPA Dignity" high-end medical insurance is also excellent, BUPA has a network of outlets in Beijing, from the daily medical outpatient, inpatient, hospitalization, and other medical services. BUPA has a branch in Beijing, China, from daily medical outpatient, hospitalization, surgery, to special items such as maternity, acupuncture, dentistry, glasses, etc., basically covered. In some first-tier cities, high-end medical hospitals have direct payment, such as Beijing, Shanghai, Guangzhou, Hong Kong, Shenzhen, and even more - no limit on the amount of coverage, the enjoyment of global medical treatment casually spent.
The underwriting of medical insurance is more demanding than that of heavy disease insurance, because the insurance company bears more risk. But high-end medical insurance premiums are expensive, usually ten times that of critical illness insurance, and from the underwriting point of view, it is more favorable for people with physical illnesses, and the threshold will be more lenient.
But many high-end medical insurance renewal conditions are reviewed annually, compared to the popular million medical insurance, or to be improved. If you are in average health and can't get through with buying a million-dollar health insurance policy, and you have the ability to make some consistent payments, you can try to buy high-end health care. 30-year-old men, for example, million-dollar health care insurance will be 200-300 yuan per year, high-end health care is 2000-10,000 yuan range.
An analysis of the content of the ranking of high-end medical insurance companies is introduced here, I hope to be of some help to you.