What are the disadvantages of warranty 202 1 proton heavy ion medical insurance?

Taiping Life Insurance can also be said to be a well-known insurance company in China. Its warranty 202 1 proton heavy ion medical insurance has been favored by many consumers as soon as it was launched.

What is the quality of Anxin 202 1 proton heavy ion medical insurance? Is it worth buying? Let me give you a detailed evaluation!

If you are in a hurry, you can collect this article first:

How about Taiping Life Insurance 202 1 Medical Insurance? Don't be cheated! I don't know yet! 》

1. Taiping Anxin 202 1 How about proton heavy ion medical insurance?

Quality Assurance 202 1 Medical Insurance

According to the above picture, it can be clearly seen that this insurance is specifically for the protection of proton heavy ions, and the content does not include general medical care and critical medical care. Let's analyze this product guarantee together!

1. Proton heavy ion protection is comprehensive.

Let me introduce you to what proton graviton is: proton heavy ion radiotherapy refers to the radiotherapy of malignant tumors using proton and heavy ion technology, which is internationally recognized as the top "cancer treatment weapon". This technology can reduce the damage of high radiation dose to normal human tissues and reduce side effects.

In 20 16, the number of Japanese tourists to China increased at an alarming rate. The number of medical personnel going to Japan is five times that of 20 15, and the number of people going abroad for medical treatment exceeds 500 thousand. Japan's medical market is booming. It is worth mentioning that the technology is more mature than in China, and the fees are not as high as in China.

In recent years, Japan has ranked first in the World Health Organization (WHO) global medical level assessment for several consecutive years. The number and technical level of special facilities for proton and heavy ion therapy in Japan are among the highest in the world, so people will be more inclined to go to Japan to treat cancer.

According to the analysis results given by relevant industries, China's imported proton heavy ion therapy equipment is small, with less treatment experience, and there is still a big gap with other countries, mainly due to the following two reasons:

First, there are very few institutions and cases using proton heavy ion therapy in China, so the relevant medical staff in proton heavy ion centers in China are very inexperienced.

On the other hand, now we find that the performance of proton heavy ion centers in China is still limited in all aspects. Most of the patients admitted were patients with early single focus, and most of the patients with advanced lung cancer were not admitted.

Most medical insurance in the market is only domestic proton heavy ion medical insurance, and the compensation amount is only 1 10,000. Let's take a look at this proton heavy ion medical insurance with a warranty of 202 1, which not only guarantees the payment ratio of 100% for certain hospitals in China, but also guarantees the payment ratio of 100% for 2 1 certain Japanese proton heavy ion medical institutions.

Suppose you care about better proton heavy ion technology, a large part of medical insurance on the market can't meet the demand, but this Taiping Anxin 202 1 proton heavy ion medical insurance can provide more comprehensive protection in this respect to the greatest extent.

2. The update conditions are very poor

There is nothing wonderful about the renewal conditions of this Taiping letter 202 1 proton heavy ion, so we can't guarantee the renewal. Think about it, if this product is discontinued, or the insured can continue to buy this insurance product after the age of 60, we can compare it with some medical insurance that can't guarantee renewal, but can renew it until the age of 100. Its update conditions are even worse. we

The conditions for updating are very important. There are many small details in this article, which can make you step on a few pits less:

What should I pay attention to when renewing medical insurance? An analysis! 》

2. Is Taiping Anxin 202 1 proton heavy ion medical insurance worth buying?

Based on the above analysis, Taiping Anxin 202 1 Proton Heavy Ion Medical Insurance only has proton heavy ion protection, so Senior Sister doesn't recommend this product as the only medical insurance, but it can be used as a supplementary insurance to guarantee comprehensive million medical insurance.

Especially in view of the fact that the global epidemic has not been completely controlled this year, going abroad for treatment itself will be more or less risky, not to mention it is difficult to go to Japan for treatment now.

If you want to buy excellent million-dollar medical insurance that guarantees comprehensive and value-added services, you can take a look at this list:

Ten million medical insurance rankings are freshly released! 》

Write it at the end

I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;

If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;

I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.

WeChat official account: Xueba said that insurance costs less, buy the right insurance!