The way to check the payment record of medical insurance is as follows:
1, online inquiry. Participants can log on to the official website of the social security bureau where the account is located, find the query service section, according to the prompts to enter the medical insurance account number/personal number, password and verification code and other information, click on the login, so that you can query to the medical insurance personal account of the specific payment;
2, telephone query, participants can call the social security telephone 12333, according to the voice prompts, the medical insurance card personal account Inquiry;
3. Counter inquiry. Participants can bring their health insurance cards, ID cards and other materials to the local health insurance service organizations, and hand them over to the counter service personnel, who will help them to check the details of the contributions.
There are several types of medical insurance
1, general medical insurance. General medical insurance mainly covers the general medical expenses of the insured for treating illnesses, mainly including outpatient expenses, medicine, and examination costs. The premium cost of this kind of insurance is lower and more applicable to the general public. Due to the difficulty in controlling the expenditure on medicine and examination costs, this type of policy also generally has a deductible and proportional benefit provision, whereby the insurer pays a certain percentage (e.g., 80%) of the portion above the deductible, and the cost of the insurance is renewed on an annual basis. The insurer is no longer liable if the costs incurred for each illness accumulate to more than the insured amount;
2. Hospitalization insurance. Since the costs incurred for hospitalization are considerable, the costs of hospitalization are covered as a separate insurance policy. The cost items of hospitalization insurance are mainly the daily cost of the hospital room, the cost of doctor's treatment during hospitalization, the cost of utilizing hospital equipment, surgical expenses, medical expenses, etc.
3. Surgical insurance. Surgical insurance provides coverage for expenses incurred as a result of necessary surgery required by the patient. This type of policy generally covers all surgical costs;
4. Comprehensive medical insurance. Comprehensive medical insurance is a kind of comprehensive medical expense insurance provided by the insurer for the insured, and its cost coverage includes all the expenses of medical treatment, hospitalization and surgery.
Medical insurance stop payment time
Medical insurance cut-off payment time regulations are as follows:
1, the new rural cooperative and urban residents medical insurance are at the end of the year, basically around November, generally up to the end of December, the new rural cooperative is limited to farmers to participate in the medical insurance for residents is limited to urban residents, due to the state of each of the participating in the cooperative insured persons have the corresponding matching funds, so the financing of the new rural cooperative is limited to the farmers.
Legal basis: Article 23 of the Social Insurance Law of the People's Republic of China
Employees should participate in the basic medical insurance for employees, and the employer and the employee should pay the basic medical insurance premiums in accordance with the state regulations***.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.