What is the subject matter of insurance?

The object of insurance is the object to be protected in insurance, which can be property or people. \x0d\ According to the different objects of protection, the types of insurance can be divided into property insurance and life insurance. \x0d\ Property insurance: Property loss insurance, with tangible property as the subject matter, such as factory buildings, machinery and equipment, furniture, etc. ; Liability insurance takes intangible property as the subject matter, such as employer liability insurance, public liability insurance and product liability insurance. Credit insurance, commercial credit insurance, export credit insurance and contract guarantee insurance with intangible property as the subject matter. \x0d\ Personal insurance: life insurance with the life expectancy as the target and the life and death of the insured as the conditions for payment of insurance benefits; Health insurance, taking the insured's body as the target, compensates the insured for expenses or income losses caused by diseases or accidents, such as medical insurance, sickness insurance, disability income loss insurance, nursing insurance, etc. Accidental injury insurance takes the insured's body as the subject matter, and the death or disability caused by accidental injury as the insurance premium. \x0d\ So different insurance objects have different insurance types and different functions.