1. Give priority to improving children's medical insurance: Compared with ordinary children's outpatient medical expenses, children's hospitalization medical expenses are undoubtedly a big risk. Therefore, when purchasing children's medical insurance, parents should pay special attention to hospitalization medical insurance, especially the protection of accidents and diseases. Hospitalization allowance can provide additional economic compensation for hospitalization medical expenses.
2. Secondly, pay attention to the protection of serious illness: Compared with minor illnesses such as children's cold and fever, the common high incidence and serious illness of children such as leukemia and hand-foot-mouth disease are undoubtedly major risks for the whole family, so parents should also pay attention to the protection of children's serious illness and buy children's serious illness insurance in time. Parents are advised to make clear the scope of protection when taking out critical illness insurance for children, and check whether the selected critical illness insurance for children includes common critical illness insurance for children. It is suggested that the coverage of critical illness insurance should be more than 50 thousand yuan, otherwise it will lose the meaning of insurance.
3. Finally, choose the appropriate insurance method: There are many ways to buy children's health insurance, including going to an insurance company, looking for an insurance agent, and online insurance. Relatively speaking, online insurance is more convenient and affordable.
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