How much is the personal health insurance?
Personal health insurance refers to health insurance with a single natural person as the insurance object. Personal health insurance is usually purchased by individuals themselves. So, what is the cost of personal health insurance?
Personal health insurance is divided into three types according to payment methods: 1 and payment type. 2. reimbursement. 3. Types of subsidies. Then, what is the cost of individual health insurance for one year? In this regard, experts said that different companies have different personal health insurance prices. Some insurance companies generally pay 2,000 yuan to 6,543.8+0,000 yuan a year for personal health insurance, and some pay 6,543.8+0,000 yuan for major diseases. If one or more of the listed 365.438+0 major diseases occur, after confirmation, you can get 6.5438+0 million yuan in one lump sum. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China
Understand the cost of personal health insurance, the first choice is China Merchants Cigna.
Facing the problem of difficult and expensive medical treatment, only insurance is the wise way out. Many people hope to solve the medical expenses that cannot be reimbursed by basic medical insurance by insuring health insurance and improve their medical security level. So, what is the cost of personal health insurance?
In fact, the cost of personal health insurance is affected by some uncertain factors, such as the age of the insured, the scope of coverage, the gender of the insured, the basic amount of insurance, etc. Then, if you want to be cheap, you need to compare in many ways. Here, this paper will recommend a product with good market response and relatively low price-China Merchants Cigna's "Enjoy Health" return critical illness insurance plan. The insurance covers 30 major diseases. Once diagnosed, the critical illness insurance will be paid in full at one time, and the critical illness insurance can be directly used for treatment; And there is no claim record, and the maximum refund is 65438+ 0.25% of the premium paid. At the same time, you can get it first, then see a doctor, and pay it after diagnosis. 1 time pays the insurance money in full. Is the return insurance cost-effective? I just sorted out the relevant contents, hoping to help you: What's the difference between consumer insurance, savings insurance and return insurance? Which is better?
In addition, if the insured suffers from cancer in situ for the first time, an additional 20% will be paid, and 100% will be paid for the insurance period and the death insurance after the waiting period. The payment period 15 can guarantee 70 years old, and the guarantee period is long; At the same time, we can provide free follow-up visit and treatment advice from global medical experts, paying monthly and annual fees. We can insure by telephone, and the insurance policy can be delivered to your door without medical examination. I just sorted out the relevant contents about buying insurance for physical examination, hoping to help you: Do you need a physical examination before buying insurance?
Experts remind: it is best not to blindly pursue cheap prices when buying personal health insurance. After all, there are many factors that affect the price of critical illness and critical illness insurance. It is difficult for everyone to judge the quality of a product from the cost of personal health insurance. But from the individual's actual situation and security needs, combined with the characteristics of products and some additional services to choose.