Hello, have you considered protecting your child? You are really responsible. I hope you can share the risk and have a good sense of prevention. In fact, children's insurance generally focuses on two aspects, one is medical care, and the other is education. For the insurance age, many people can be insured 30 days after birth. In terms of medical care, it is suggested that medical insurance that can be purchased separately should be combined with residents' medical care to provide medical security for children. The advantage of this kind of insurance is to get rid of the main insurance, pay one year a year and stop at any time. You will not be forced to buy the main insurance because you need medical care, because with the growth of children's physique and the enhancement of resistance, the combination of medical insurance and residents' medical care after the age of 3 is basically enough, and the cost is not high, 65,438 a year. For education, there should be an educational goal, such as how much tuition is needed at the university level, and then insurance choices should be made according to this goal. It is better to have the insured exempt, that is to say, no matter what happens, the education fund can be provided to the children in college, which is appropriate to achieve this goal. Of course, the premium needs to be adjusted according to the family's economic situation. For the whole family, it is recommended to protect adults first. After all, children are consumer groups, and only adults have no risks can they give more to their children.