1. The procedure is simplified. As long as you buy a group insurance, you can cover hundreds, thousands or even tens of thousands of people.
2. The premium rate is high. Enterprise groups can reduce the negative factors of adverse selection and the internal management costs of insurance companies, so their rates are relatively lower than those of individual insurance.
You can get rid of the physical examination. In most cases, people in the group are healthy, even those who are old, weak, sick and disabled have retired or left their jobs, so the insurance company will not need to ask for a medical examination for those who take out group insurance.
4. Enterprises buying group insurance can ensure the rapid operation of enterprises and improve the management level of enterprises in the long run. In addition, group insurance can also provide protection for employees, so it can be a powerful supplement to social insurance, and at the same time help enterprises retain outstanding talents and enhance the company's image; The most important thing is to relieve the worries of employees and enterprises with comprehensive protection, enhance the unity and cohesion of enterprises, stimulate the enthusiasm of employees and enhance the core competitiveness of enterprises; In addition, it can also reduce operating costs, rationally use and save funds, and maximize employee welfare costs and benefits.
To sum up, group insurance has the characteristics of low price, high security and simple insurance procedures. Enterprises can establish a perfect welfare system by purchasing company group insurance. If the company has a complete and systematic welfare security system, it can retain and attract talents, and the enterprise can also get greater development. Therefore, it is best for enterprises to buy a group insurance for employees.