According to the relevant information of wasp insurance, Taikanghui health critical illness insurance belongs to long-term insurance, and critical illness insurance pays insurance money for specific major diseases. Generally, young people enter middle age after the age of 20, which is a period of high incidence of diseases. At this time, it is the time to need protection, and it is not recommended to surrender.
Critical illness insurance refers to a commercial insurance behavior in which the insurance company pays the insurance money according to the insurance contract when some major diseases such as malignant tumor, myocardial infarction and cerebral hemorrhage occur as risks and the insured reaches the state of major diseases agreed in the insurance clauses.