What are the reimbursement scopes of Tencent Micro-Medical Insurance?

Tencent Micro-Medicine has three insurance products, and the scope of reimbursement is as follows:

1, Tencent Micro Medical Insurance-Medical Insurance:

The product coverage exceeds one million, covering leukemia, vegetative state, cancer, myocardial infarction, stroke, renal failure, brain tumor, severe hepatitis, paralysis, poisoning, burns and other 100 kinds of serious diseases. At the same time, self-funded drugs, imported drugs, targeted drugs, special outpatient services, hospitalization operations, radiotherapy and chemotherapy can be reimbursed.

2, Tencent micro medical insurance-critical illness insurance:

Product guarantee is divided into three grades: 65438+10,000/300,000/500,000, with one-time payment. Covering leukemia, vegetative state, cancer, myocardial infarction, stroke, renal failure, brain tumor and other 100 kinds of serious diseases.

3, Tencent micro medical insurance-children's long-term critical illness insurance:

The product guarantee is 65438+ 10,000/300,000/500,000, covering leukemia, severe hand-foot-mouth disease, severe Kawasaki disease, severe asthma, etc. 100, and 30% of 35 common mild diseases of children.

Extended data 1, introduction of Tencent micro-medical insurance qualification:

Micro-insurance WeSure (hereinafter referred to as "Micro-insurance") is the first insurance agency platform of Tencent Holdings. Micro-insurance will join hands with well-known domestic insurance companies to provide users with high-quality insurance services, so that users can purchase, inquire and claim insurance on WeChat and QQ, two national sexual life service platforms, so that insurance can be at your fingertips.

Micro-insurance carries the connection and big data capability of Tencent platform, strictly selects cost-effective insurance products from many products for users, and provides exclusive discounts and value-added services for micro-insurance. In addition, micro-insurance will also combine different scenarios of Tencent to make insurance simpler, more fashionable and more fun, so that users can access the protection that suits them when necessary.

In order to provide a different insurance user experience, Weibao will export Tencent's core capabilities of "connectivity, big data, security and scenarios" and cooperate with insurance companies in depth. By combining the user access, risk identification and online payment of micro-insurance, as well as the actuarial, underwriting, payment and offline service capabilities of insurance companies, we hope to achieve an ecological win-win situation for the whole industry and ultimately benefit users.

Micro-insurance strictly abides by national laws, regulations and regulatory requirements, actively responds to the national "internet plus" development strategy, and combines traditional insurance business with Internet technology to help improve people's livelihood and promote the all-round development of the insurance industry.

2. Three product protection plans of Tencent Micro-Medical Insurance:

(1) Tencent Micro Medical Insurance-Medical Insurance:

Critical illness medical insurance: 6 million.

General medical insurance: 3 million

Warranty period: 1 year

(2) Tencent micro medical insurance-critical illness insurance:

Medical insurance premium for serious illness: 6.5438+10,000/300,000/500,000.

Coverage: 100 kinds of serious diseases

Insurance age: 0-65 years old (insurance can be extended to 100 years old)

(3) Tencent micro-medical insurance-children's long-term critical illness insurance:

Critical illness insurance (100): 500,000.

Specific critical illness insurance (type 10): 500,000 yuan extra.

Mild symptoms (35 kinds):10.5 million+free of premium.

Death insurance: return the premium paid.

Death/serious illness of the insured: free of premium.

Insurance age: 0- 17 years old

Insurance period: until the age of 23

Payment period: to 23 years old

Tencent micro medical insurance-medical insurance

Tencent micro medical insurance-critical illness insurance

Tencent micro-medical insurance-children's long-term critical illness insurance