For children, I recommend a critical illness insurance for children of Xinhua Life Insurance, which is more "worry-free". Low premium and high security. Leave it until I'm 25. Personally, I think parents really don't have to think about their children after the age of 25. Children and grandchildren have their own children and grandchildren. Parents should never take everything for their children. ...
For adults, Taikang's critical illness insurance is good, and it will be paid twice before the age of 65. But the premium will be relatively expensive. If you are seriously ill on a regular basis for PICC to keep you healthy, you can consider buying 654.38+ 10,000 regular serious illness and 50,000-80,000 long-term serious illness, so that the premium is lower and the protection is basically undiminished.
As for the accident insurance card list, this product varies greatly from place to place, so you can only consult the local insurance company. ...
To tell you the truth, the omnipotent you bought seems inappropriate. Universal skills are not suitable for life-long guarantee. Taikang also has term life insurance, which costs more than 1000 a year and can cover 500,000.
If you have any questions, please leave me a message ...