Medical insurance has strict requirements for the health of the insured, and only with the protection function of the insured's exemption will there be requirements for the health of the insured.
Before buying commercial medical insurance, it is recommended to configure medical insurance first. Medical insurance is the most basic guarantee, and the biggest feature is that the requirements for insurance are low and the price is cheap. Commercial medical insurance is a supplement to medical insurance, and the part that cannot be reimbursed by medical insurance can be reimbursed. Such as high-end treatment, special treatment and so on.
At present, medical insurance can be divided into many kinds, including millions of medical insurance, hospitalization medical insurance and cancer prevention medical insurance.
Let me give you a brief statement:
1, millions of medical insurance
Million medical insurance is a product suitable for all ages. First of all, it is affordable, followed by a high reimbursement amount. And there are no restrictions on the types of diseases to be reimbursed. A few hundred yuan a year can guarantee several million yuan, which is very cost-effective. Moreover, the content of millions of medical insurance is also very comprehensive, including bed fee, nursing fee, operation fee, medicine fee, material fee and so on. , can be reimbursed.
Let me give you a brief analysis of several popular million medical insurance:
We can know from the pictures.
(1) Good medical insurance: Its renewal conditions are really much better than other millions of medical insurance. During the 6-year period, whether you have made claims, changed your health or stopped selling products, you can renew your insurance.
(2) Enjoy E-health: increase postoperative home care, special medical services for cancer, and increase the option of family deductible.
(3) Micro-medical insurance: International value-added services for secondary diagnosis and treatment have been added.
As can be seen from the above, each product has its own unique advantages and can be purchased according to its own safety requirements.
In addition to these three models, there are millions of other medical insurance products that are cost-effective and worth buying. Friends who want to know more products can look at the original evaluation: What are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020
2. Hospitalization medical insurance
This kind of medical insurance is characterized by low deductible and low insured amount. This kind of insurance is mainly used for outpatient reimbursement. Generally speaking, babies under 5 years old or the elderly are more suitable to buy this kind of insurance. Because children and the elderly have weak immunity, they have more chances to catch a cold and have a fever. For me, this insurance has a greater effect on them.
3. Cancer medical insurance
Because millions of medical insurance and hospitalization insurance are mostly insured at the age of 0-60, the elderly can't be insured, but they can be insured against cancer.
Anti-cancer medical insurance is only for cancer-related content, and this kind of insurance does not require much for age and health. If the elderly or people with slight physical problems buy medical insurance, it is more appropriate to buy this.
This price is greatly influenced by physical fitness and age. Here are several cost-effective anti-cancer medical insurance. Remember to collect it when necessary: What are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020