Let's take a closer look at these two products and see who can stand out.
I will send you a wave of benefits before the analysis, and the national popular 136 critical illness insurance comparison table will be collected free of charge. Click the link below to get it:
136 national comparison table of universal critical illness insurance for minors
1. Analysis of China Merchants Renhe Qingyunwei 1
That's not much to say, just look at the protection content map of Qingyunwei 1 children's critical illness insurance specially summarized by senior sister.
From the protection map, Qingyunwei 1 children's critical illness insurance still has many characteristics.
1, flexible guarantee period
Qingyunwei 1 children's critical illness insurance has three guarantee periods: 30 years, 70 years and life. If the budget is insufficient, you can buy a regular guarantee for your child as a transition.
At the time of insurance, there may be many parents who will choose to protect their children for life as much as possible in order to give them the best protection. However, if you choose lifelong protection, the premium is also very high. Therefore, in the case of tight funds, it is more appropriate to choose regular guarantee to avoid causing too much payment pressure.
Therefore, in the case of a good budget, it is recommended to buy a lifelong critical illness insurance for children first.
2. Pay for minor illnesses many times.
Qingyunwei 1 children's critical illness insurance pays for minor illness up to 5 times. It is worth noting that for the same type of children's critical illness insurance, many products only pay for three minor illnesses.
Therefore, in contrast, Qingyunwei 1 Children's Critical Illness Insurance provides a strong compensation for minor illnesses.
Moreover, Qingyunwei 1 children's critical illness insurance also has various extra payments, special disease protection, and rare disease protection for children. , the protection content is quite rich.
In addition to the above, Qingyunwei 1 children's critical illness insurance has many places to analyze. Friends who want to know more can read the following articles:
"Qingyunwei 1 Children's critical illness insurance is worth buying for children? It's finished! 》
Second, Kunlun Health Insurance Children's Critical Illness Insurance Protection Content Analysis
Let's first analyze the protection map of children's health insurance version A critical illness insurance, and then carefully analyze the advantages and disadvantages of the product.
1, with rich security contents.
The A-type critical illness insurance of children's health insurance covers not only three basic guarantees of light, medium and heavy, but also other guarantees of the insured's exemption from light and moderate diseases, special diseases, death or total disability.
In addition, the children's version of the A-type critical illness insurance of health insurance also includes multiple critical illness insurance, malignant tumor-critical care insurance, young and middle-aged and middle-aged special disease insurance and policyholders' exemption, for policyholders to choose to add.
No matter whether the child is sick in the early stage of protection or in adulthood, he can have full insurance compensation, and there is no need to worry about the lack of money to treat the disease.
2. The guarantee period is single.
Health insurance children's version A critical illness insurance can only be guaranteed for life, which is just the opposite of Qingyunwei 1 children's critical illness insurance.
Senior shared it with you before. If the guarantee period is relatively simple, it may not be very beneficial to people with small budgets. If insurance is compulsory, it may make normal life seem stressful.
In addition to the above, there are many contents worthy of analysis in a critical illness insurance for children. If you want to know more about this product, you can read the analysis article written by Senior Sister:
"Do you regret not buying a critical illness insurance for your child's health insurance? You will know after reading it! 》
Third, insurance advice.
From the previous analysis, it is not difficult to know that Qingyunwei 1 Children's Critical Illness Insurance and Health Insurance Children's A version of Critical Illness Insurance are very good children's critical illness insurance products, both of which are very cost-effective products on the market and are worth considering.
However, in contrast, Qingyunwei 1 children's critical illness insurance will be more flexible in terms of protection period. Look at your own situation first and buy products that suit you.
Write it at the end
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