Is Xinhua Life Insurance Real?

It is true that Xinhua Life Insurance has some health insurance products on sale. Founded in 1996, Xinhua Life Insurance has been engaged in the insurance industry for nearly 30 years. According to the latest public data, the core solvency adequacy ratio of Xinhua Life Insurance in the third quarter of 2022 was 14 1.68%, and the comprehensive solvency adequacy ratio was 240.74%. The comprehensive risk rating result of last quarter was AA. Friends who are interested in Xinhua Life Insurance and its products can read this article first: How is Xinhua Life Insurance? The secrets of the company and products are all in this article!

Senior sister takes Xinhua's D 1 critical illness insurance as an example to tell you about the products in Xinhua Life Insurance. The coverage of this critical illness insurance includes critical illness insurance, death insurance and specific critical illness care insurance. The responsibility to protect seems to follow? Critical illness insurance? This insurance name matches, but in fact, as a critical illness insurance, its protection is still not in place. Because good critical illness insurance also covers the protection of light/moderate diseases corresponding to high incidence and serious illness, the proportion of light/moderate diseases should reach at least 30% and 60% of the basic insurance protection. In addition, it is best to have additional compensation for serious diseases (not limited to serious diseases) and multiple compensation for malignant tumors. How can I buy a good critical illness insurance? This article may give you some ideas: good critical illness insurance is like this! You have been cheated for so many years. ...

The subject asked about the product? Is it true?/You don't say. /You don't say. I must be worried about buying insurance? Cheated? . But in fact, all insurance companies in Chinese mainland have the China Banking and Insurance Regulatory Commission? Boss? Under supervision, you don't have to worry about this problem. When you apply for insurance, you should follow the matters agreed in the policy contract, instead of blindly listening to the salesman's verbal commitment. In addition, we should focus on the exemption clause, because the exemption clause is the insurance company's prior explanation of non-claims. Moreover, if you are in danger during the guarantee period, you must report to the insurance company and apply for compensation within the prescribed time limit. Once the time limit is exceeded, the insurance company cannot claim compensation. For more information about claims, you can click this article to learn more: What are the general claims materials? Details determine the success or failure of claims!

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