Variance 1:
Scheme 1: You can pay 500,000 yuan for the B-year limit and enjoy C-year 1.5 million; Scheme 2: You can pay 6,543,800 yuan to enjoy the B-year limit, and 3 million yuan to enjoy the C-year limit.
Difference 2:
It makes no difference to enjoy the deductible of B. As long as it is medical expenses, the deductible will be deducted. The deductible line of C is different, and the deductible line of critical illness medical expenses is 0, 100% reimbursement. Non-serious medical expenses are deducted from the corresponding deductions.
Difference 3:
C's deductible is different. If the compensation limit for serious illness is completed, the medical expenses for non-serious illness can still be compensated. The limit of exclusive C is higher than that of exclusive B, which is three times that of exclusive B, so exclusive C has more advantages in this respect.
Extended data:
The difference of rights and interests between Taikang Health and Enjoy B and Enjoy C;
For example, if the insured with social security status enjoys B and chooses Plan 1, he only needs to pay 399 yuan for the whole year, and the benefits are as follows:
1, annual limit: 500,000 yuan (regardless of serious illness and non-serious illness)
2. Duration: 3 million yuan
3. Annual deductible: 10000 yuan (excluding serious and non-serious diseases)
4. Bed fee and meal fee: daily limit 1000 yuan.
5.ICU fee: there is no single restriction.
6, outpatient cancer radiotherapy and chemotherapy costs: the annual limit of 654.38+10,000 yuan.
7. Outpatient renal dialysis expenses: the annual limit is 654.38+10,000 yuan.
8. Outpatient anti-rejection treatment cost after organ transplantation: there is no single quota.
Note: The total amount of medical expenses reimbursed each year shall not exceed the annual limit of 500,000 yuan.
If you choose to enjoy C, you will still be insured to enjoy C as social security. Also choose plan one to guarantee one year. Need to pay 423 yuan, the income is as follows:
1. Annual limit: 1.5 million yuan (severe illness 1 10,000 yuan, non-serious illness 500,000 yuan).
2. Duration: 3 million yuan
3. Annual deductible: 1 10,000 yuan (serious illness in 0 yuan, non-serious illness 1 10,000 yuan).
4. Bed fee and meal fee: daily limit 1000 yuan.
5.ICU fee: there is no single restriction.
6. Outpatient cancer radiotherapy and chemotherapy expenses: the annual limit is 200,000 yuan.
7. Outpatient renal dialysis expenses: the annual limit is 300,000 (200,000 for severe diseases and 654.38+ 10,000 for non-serious diseases).
8. Emergency expenses 7 days before hospitalization and 30 days after hospitalization: 6,543.8+0.5 million (6,543.8+0.5 million for serious illness and 50,000 for non-serious illness).
9. Outpatient anti-rejection treatment cost after organ transplantation: there is no single quota.
10,100,000 medical insurance is free of compensation for three consecutive years, and at the same time, Green Alliance+Health Alliance+quadruple the extra service.