Compared with general medical insurance, high-end medical care can be reimbursed in a wider range of hospitals and wards; The experience of seeing a doctor is better and the time is not long, okay? A dragon? Get it; The coverage is more comprehensive and can be attached freely, and the deductible and insured amount can also be decided by yourself.
Want to know the details, you can see: high-end medical insurance, the terminator of difficult medical treatment!
Of course, there is no doubt that the premium of high-end medical insurance is also relatively expensive. If working-class families want to configure medical insurance, they still suggest to choose millions of medical insurance, which is more cost-effective.
Generally speaking, in addition to general hospitalization, millions of medical insurance usually includes hospitalization insurance for specific diseases and serious diseases, as well as special drug insurance, outpatient surgery, emergency medical care before and after hospitalization, etc. The content of protection is still very rich, which can provide more comprehensive protection.
Want to know if medical insurance will conflict with other insurances? You can see: What's the difference between critical illness insurance, medical insurance, accident insurance and life insurance? Will there be conflicts when making claims?
If you want to insure insurance products, Senior Sister suggests that you look more and learn more about similar products, and then choose according to your actual situation after comparison. However, million medical insurance is a one-year product. When you apply for insurance, you need to pay attention to whether there is a guarantee for renewal. Otherwise, after insurance, once the insurance expires, it needs to be re-insured before it can be renewed.
At present, there is a medical insurance on the market that can guarantee renewal for 20 years. Interested parties can have a look: Ping An E Life? The long-term medical insurance product portfolio has been hit hard, pay attention to this defect!
The above is all my answers to this question, I hope it will help you!
Hope to adopt!
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