Before the start, senior Xue compiled a notice for everyone:
Which kind of insurance is better and how to buy it is more cost-effective, and teach you to avoid these pits of insurance.
According to different insurance responsibilities, health insurance can be divided into sickness insurance and medical insurance, but not everything can be settled in health insurance. The diseases referred to in health insurance must meet the following three conditions: they must be caused by obvious non-external reasons; Must be caused by non-congenital reasons; It must be caused by non-permanent reasons.
Medical insurance refers to the insurance that provides medical expenses, mainly including the expenses incurred by the insured when he is sick, such as operation expenses, hospitalization expenses and medical expenses.
The common medical insurance is millions of medical insurance. The main advantages of millions of medical insurance are not limited to social security drugs (depending on the product), not limited to the cause, not limited to the treatment; As long as the reasonable medical expenses incurred by hospitalization are within the scope of reimbursement, the deductible of most million medical insurance is 6,543,800 yuan, which is not applicable to minor illnesses such as daily colds.
Seeing this, if your friends want to buy millions of medical insurance, don't miss the following article:
Super full! China Volkswagen Million Medical Insurance Comparison Table
Sickness insurance refers to insurance with illness as the condition of paying insurance benefits. Under normal circumstances, the insurance amount of this policy will be relatively large, and most of the payment methods are one-time payment of insurance benefits after the diagnosis of special diseases, such as critical illness insurance.
Critical illness insurance is very useful. When choosing critical illness insurance products, keep your eyes open and look carefully. So what should I pay attention to when buying critical illness insurance? Senior give you advice:
(1) underestimate whether moderate and severe medical insurance is complete;
(2) Whether the number of payments is multiple or single;
(3) Whether the compensation for serious illness is grouped, and so on.
After reading so much, if a friend has questions about critical illness insurance, the following one must be read:
Which is better for critical illness insurance? How to buy a good deal? I will teach you to avoid these insurance pits with my hands.
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