National annuity
I. Introduction
National annuity is one of the social insurances that pay a certain salary to ensure the income after the income is reduced due to old age, disability or death. Payment of annuity wages includes old-age annuity (paid when the elderly are unable to engage in income activities), survivor annuity (paid for earning a living after the death of the main income source) and disability annuity (compensation for physical or mental disability after the disease or injury is completely cured). Thereby promoting life stability and improving national welfare.
Second, the collection method
Foreigners who meet the conditions for receiving pension, survivor's pension and disability pension can enjoy the same annuity treatment as nationals according to the National Pension Law.
In principle, nationals who are not signatories to the social security agreement or countries with the principle of reciprocity cannot get a one-time refund when they return to their country of origin, but visa holders who join the national annuity after May 1 1 can get a one-time refund.
Note: Foreigners who apply for a one-time refund on the grounds of returning to China can get a one-time refund if they can prove their facts after August 29, 2007 (if they can submit information such as air tickets to prove that they left the country within 1 month, they can apply for a one-time refund before leaving the country).
1. Confirm the return or not.
2. Apply to the branches of the national pension management company.
Materials to be submitted: application form, passport, passbook and plane ticket (which can prove the fact of leaving the country within 1 month).
3. The remittance cycle of Korean account is 1 week, and that of overseas account is 1 month.
4. Calculation method of one-time refund: national annuity (employee+employer's donation)+interest (5) The confirmation procedure is carried out in all branches of the national annuity management company.
Note: If the party concerned lives overseas, he can apply for it by agent or by mail. But the confirmation method is different.
medical insurance
I. Introduction
It is not compulsory to join medical insurance in Korea, but foreigners must join medical insurance to participate in professional activities. When foreigners leave the country for more than 1 month, the national health insurance company will automatically cancel the medical insurance after receiving the notice from the entry-exit management office.
Second, the insurance premium.
Monthly salary × insurance premium rate (5.08%), and the total insurance premium shall be borne by the employer and the employee 50% respectively.
Third, the coverage of medical insurance.
1. medical care: disease, disability, prevention, diagnosis, treatment, rehabilitation, childbirth, death, etc.
2. Physical examination: In order to prevent diseases and maintain health, 1 health examination is conducted every two years. Manual workers must have a health examination once a year.
Employment insurance
I. Introduction
Employment insurance is a kind of social security insurance. The purpose of unemployment insurance is to ensure the basic life and re-employment after unemployment. And actively contact the labor market such as employment stability or employability to promote related undertakings.
Second, the object and application method
From 1998 65438+ 10/month 1, employers with more than 1 employees must join the employment insurance.
A. Articles that do not need insurance
Considering the company's scale and industry characteristics, the industries that are difficult for employees to manage are as follows.
1. Agriculture, forestry, fishing and hunting industries are not corporations, but employers with less than four full-time employees.
2. Maintenance and construction of buildings with a total construction cost lower than the amount stipulated by the Ministry of Labor (20,000,000 won in 2004) or buildings with a total area of less than 200 square meters.
3. Family service industry,
B. Foreign workers who can apply for employment insurance
1. Foreigners with Korean employment qualifications, or foreigners with short-term jobs, professors, industrial trainees and residence visas. Foreign workers not mentioned above are not the object of employment insurance.
* Residents who have obtained F2 status in Korea through investment immigration can apply for this insurance after living in Korea for three months.
employment injury insurance
I. Introduction
Industrial injury insurance is a compulsory insurance. According to the Labor Standards Law, the government will guarantee the livelihood of working workers and their families. After the government collects the insurance premium from the employer, the laborer will provide appropriate compensation to the victim or the family of the deceased instead of the employer when encountering an accident. At present, the scope of industrial injury insurance is extended to new industrial diseases, overtime and work stress.
Ii. qualifications and application procedures
From July 1 day, 2000, enterprises with more than 1 employee must participate in industrial injury insurance.
A. Articles that do not need insurance
1. In agriculture, forestry, fishing and hunting (except logging), employers who employ less than 5 employees (but corporate companies with less than 5 employees must be insured).
2. Building a building or carrying out a large-scale decoration project without obtaining a construction permit, with a total area of less than 3,303. Family service industry
B. Foreign workers who can apply for employment insurance
1. After signing a contract with a Korean company or employer, foreign workers who provide labor services and earn a fixed income can enjoy the same insurance benefits as Korean workers. If the employer has already applied for work-related injury insurance, foreigners are also eligible.
2. Without proper visa, foreign workers who provide labor services in FFA in Korea can also be included in the scope of work-related injury insurance, and they can enjoy work-related injury insurance regardless of whether they have a visa or not.
Three. Application procedure
1. In order to receive work-related injury insurance benefits, you must first apply to the labor welfare company. In addition to the applicant's statement, the application form should also include the witness's statement of facts. In addition, the application, employer's confirmation and doctor's diagnosis must be submitted.
2. After receiving the application, the labor welfare company will examine the applicant, witness and employer. According to the survey results, the labor welfare company can request more evidence and application materials. After all the documents and investigation procedures are completed, the labor welfare company will decide whether the applicant belongs to the object of industrial injury insurance payment.
3. If a worker dies, his family members shall apply for funeral expenses and wages of survivors.
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