What's the difference between life insurance, health insurance and personal accident insurance? - ...

The difference between life insurance, health insurance and personal accident insurance is mainly the difference of guarantee function.

Let's talk about this problem with everyone ~

Life insurance:

Life insurance mainly takes the life of the insured as the insurance object and the life and death of the insured as the payment condition.

Life insurance, endowment assurance, universal insurance and annuity all belong to life insurance.

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Health insurance:

Health insurance is mainly aimed at the protection of diseases, such as our common medical insurance, critical illness insurance, long-term care insurance and so on.

Everyone should pay attention to several aspects when choosing critical illness insurance. First, the responsibility for protection should be comprehensive, preferably including products with heavy, medium, light and high incidence of diseases; Second, the proportion of compensation, it is best to choose products that pay extra for serious illness.

Here, the senior sister has compiled the essential elements of excellent critical illness insurance for everyone. Let's see: a good critical illness insurance is like this! You have been cheated for so many years. ...

Personal accident insurance:

Personal accident insurance refers to the insurance in which the insured suffers from unintentional, foreign and sudden accidents before protection, resulting in physical disability or death, and the insurance company pays the insurance money according to the provisions of the insurance contract.

Including general accident insurance and special accident insurance.

How to choose accident insurance? Look here: whether to buy accident insurance, how to buy it, what kinds are there, comprehensive analysis, comparative evaluation

Hope to adopt

The same number on the whole network: Xueba said insurance, welcome to search.