If cancer is diagnosed within one year after insurance (or after the effectiveness of the contract is restored), the sum of the premium paid and the basic insurance amount shall be paid 10%, and the contract shall be terminated. If he dies within this period and returns the premium and cash value paid at the end of the year, the contract will be terminated.
Extended data:
Health and Good Luck Features of Xinhua Life Insurance
1, highlighting the essence of protection: "Gradually Kangjishun" is a pure protection cancer insurance, which is launched in the form of main insurance. Compared with similar types of insurance, the premium is low, and the corresponding amount of protection is high, so that consumers can get high protection with less investment to save lives and resist potential cancer risks, which precisely reflects the nature of insurance protection.
2. Full-course guarantee and care: The uniqueness of "gradually getting well and getting well" is that it is based on the innovative concept of "single disease and full course" to ensure comprehensive coverage of the whole process of cancer treatment.
Considering the complexity of cancer treatment (including diagnosis, hospitalization, surgery, radiotherapy and chemotherapy and even organ transplantation, etc.). ), in order to meet the treatment needs, a reasonable guarantee amount is set at each important treatment stage, and special treatment expenses are provided, so that consumers are fully guaranteed and the problem of insufficient funding arrangement in cancer treatment is avoided.
3. Total health management: while providing customers with continuous cancer insurance protection, it also provides customers with additional health management services, effectively alleviating the cancer risks faced by consumers.
As a lifestyle disease, cancer can be avoided or even reversed by changing bad habits to the greatest extent. As a health manager, Xinhua Life Insurance uses various forms of services to help customers obtain the latest health information and effective disease prevention measures, help customers cultivate health concepts and lifestyles, and effectively improve and improve the health status of themselves and their families.
4. Wider coverage and more humanized premium exemption: the humanized care of products is also reflected in simple underwriting and high pass rate. Within a certain age and coverage, you only need to fill in the health notice, and diseases unrelated to cancer will not affect the insurance.
Moreover, it provides a variety of guarantee periods, payment methods and guarantee quotas, which greatly facilitates the choice of consumers. If the cancer is diagnosed within the payment period, the renewal premium will be exempted and you can still enjoy the security benefits.
Baidu Encyclopedia-Gradually Kang Jishun