The health benefits we receive can provide us with critical illness protection and reimbursement of hospitalization medical expenses, among which the critical illness protection covers 99 major diseases such as malignant tumors. If the insured is diagnosed with an agreed serious illness during the insurance period, he can receive the accumulated amount of serious illness protection. The reimbursement amount for hospitalization can be used to reimburse the medical expenses incurred in hospitalization, and the reimbursement ratio is 50%. The maximum amount of insurance that can be reimbursed before 24: 00 on the day of hospitalization and discharge, after deducting the amount that has been settled during the insurance period. In addition, the insurance premium on Alipay Ant Insurance can also be deducted from health insurance, 29 yuan can deduct the long-term medical insurance premium, and 29 yuan can deduct the lifelong cancer insurance premium.
Collection method
Operating environment: Apple 12, ios 14, Alipay version 10.2.3.
Ant insurance: Open Alipay and find ant insurance on the home page. If you don't add a search or click Add More, you can.
Health benefits: You can see health benefits in the upper right corner, which will only take effect after 24 hours of collection. Every day, you can accumulate health benefits through Alipay activities (payment/receipt code at the store).
Amount insured: Click on Health Payment to view my amount insured in the page. Health benefits include hospitalization reimbursement, critical illness insurance, outpatient reimbursement, etc. How do they use it respectively?
Amount of reimbursement for hospitalization: The maximum accumulative amount is 20,000 yuan, which is used to reimburse hospitalization expenses for free. The hospitalization reimbursement form is valid for 6 months. If you need reimbursement, just take photos and upload the reimbursement form directly.
Critical illness coverage: The so-called critical illness refers to 99 major diseases agreed in the contract when malignant tumors are diagnosed for the first time in domestic public hospitals above the second level. If you have been diagnosed, you will have the opportunity to apply for the amount of critical illness insurance for free at one time, and the validity period is only 6 months.
Outpatient reimbursement: This is an emergency medical insurance product that Alipay gives to users free of charge. As long as outpatient (emergency) medical expenses include registration fees, medical treatment fees and medical expenses, the outpatient reimbursement policy is valid for 6 months.
Usage: Click Use after my guarantee amount number, and then click I want to apply on the details page.