First of all, the insurance company can't refuse the customer's request for renewal, even if the product stops selling;
Secondly, what are the terms of the insurance? When renewing the insurance, the insurance should be renewed according to the terms agreed at the time of insurance, and the insurance company cannot modify the terms without authorization. In other words, there can be no similarities:
Customer, you are in poor health recently, and our company will re-insure you. If the underwriting fails, it cannot be renewed.
Our company has decided to adjust the product rate, so you can only renew your insurance at the new rate.
Our company will stop selling products, so I'm sorry we can't renew our warranty.
So don't worry, you can go to Minsheng Health 95596 for details.